Ally FinancialXSWX:ALLY +1.01%68 OCF Yield % is 29.79 as of Jun. 25, 2026, which is 17% below its 10-year median of 35.82. GuruFocus rates XSWX:ALLY with a GF Score™ of 68/100 and a GF Value™ of CHF31.58. The stock has 8 warning signs investors should review. Among 541 Credit Services companies, Ally Financial ranks better than 84.29% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Ally Financial OCF Yield % Related Terms
Ally Financial OCF Yield % Historical Data
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The historical data trend for Ally Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:ALLY vs FCFS, KLAR, OMF: OCF Yield % Comparison
For the Credit Services subindustry, Ally Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial OCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Ally Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ally Financial (XSWX:ALLY) has a OCF Yield % of 29.79 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Ally Financial and its competitors. This is 17% below median its historical median of 35.82. Over the past decade, Ally Financial's OCF Yield % has ranged from 19.62 to 92.53. According to the industry distribution chart, Ally Financial ranks #85 out of 541 companies in the Credit Services industry, placing it in the top 15.7%.
Is Ally Financial's OCF Yield % too high?
Ally Financial's current OCF Yield % of 29.79 is 17% below median its 10-year median of 35.82. Over the past 10 years, this metric has ranged from a low of 19.62 to a high of 92.53. Based on the distribution chart, Ally Financial ranks #85 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ally Financial has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's OCF Yield % compare to FCFS and KLAR?
According to the Credit Services industry distribution chart, Ally Financial ranks #85 out of 541 companies for OCF Yield %. This places Ally Financial in the top 16% of its industry — outperforming the majority of peers. Historically, Ally Financial's own OCF Yield % has ranged from 19.62 to 92.53 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Ally Financial and its competitors. Ally Financial's current OCF Yield % is 29.79, which is 17% below median its own 10-year median of 35.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Ally Financial (XSWX:ALLY) has a current OCF Yield % of 29.79. The stock's GF Value™ is CHF31.58, compared to a current price of CHF37.15 — trading 17.6% above its estimated fair value. The current OCF Yield % is 29.79, which is 17% below median its 10-year median of 35.82. Ally Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Ally Financial (XSWX:ALLY), the current OCF Yield % is 29.79 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (XSWX:ALLY) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of CHF37.15 is trading 17.6% above its estimated GF Value™ of CHF31.58.
Key valuation signals for XSWX:ALLY:
OCF Yield %: 29.79 (17% below median its 10-year median of 35.82)
GF Value™: CHF31.58 vs. price of CHF37.15 (17.6% above fair value)
No single metric tells the full story. See the XSWX:ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
68GF Score
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