OBT (Orange County Bancorp) Total Payout Yield %: -7.06 (As of Jul. 04, 2026)


OBT Orange County Bancorp Inc OBT
75 GF Score
Price $37.65
GF Value $27.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Orange County Bancorp Total Payout Yield %?

Orange County Bancorp OBT +0.15% 75 Total Payout Yield % is -7.06 as of Jul. 04, 2026. GuruFocus rates OBT with a GF Score™ of 75/100 and a GF Value™ of $27.43 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Orange County Bancorp's current Total Payout Yield % is -7.06%.


Orange County Bancorp Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Orange County Bancorp Total Payout Yield % Related Terms


Orange County Bancorp Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Orange County Bancorp's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orange County Bancorp Total Payout Yield % Chart

Orange County Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.61 1.89 1.66 1.85 -9.47

Orange County Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.45 -48.89 2.06 2.52 2.25

OBT vs DBIN, COFS, PDLB: Total Payout Yield % Comparison

For the Banks - Regional subindustry, Orange County Bancorp's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orange County Bancorp Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Orange County Bancorp's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Orange County Bancorp's Total Payout Yield % falls into.


OBT
75GF Score
Orange County Bancorp Inc OBT
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Orange County Bancorp Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Orange County Bancorp's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-0.158 + 43.389 + -7.099) / 381.6564
=-9.47%

Orange County Bancorp's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (0 + 0 + -2.407) * 4 / 428.78784
=2.25%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of -7.06 mean?
Orange County Bancorp (OBT) has a Total Payout Yield % of -7.06 as of Jul. 04, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Orange County Bancorp and its competitors.
Is Orange County Bancorp's Total Payout Yield % too high?
Orange County Bancorp's current Total Payout Yield % is -7.06. Overall, Orange County Bancorp has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's Total Payout Yield % compare to DBIN and COFS?
Orange County Bancorp's Total Payout Yield % of -7.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Orange County Bancorp and its competitors. Orange County Bancorp's current Total Payout Yield % is -7.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.43, compared to a current price of $37.65 — trading 37.3% above its estimated fair value. The current Total Payout Yield % is -7.06. Orange County Bancorp's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current Total Payout Yield % is -7.06 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $37.65 is trading 37.3% above its estimated GF Value™ of $27.43. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

  • Total Payout Yield %: -7.06
  • GF Value™: $27.43 vs. price of $37.65 (37.3% above fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orange County Bancorp Business Description

Address 212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
75GF Score

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Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.65
Price
$27.43
GF Value