Bao minh Insurance (STC:BMI) Unearned Premiums: ₫2,414,268 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:BMI Bao minh Insurance Corp STC:BMI
70 GF Score
Price ₫14,000.00
GF Value ₫19,535.28
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Bao minh Insurance Unearned Premiums?

Bao minh Insurance STC:BMI -1.75% 70 Unearned Premiums is ₫2,414,268 Mil as of Jun. 2026. GuruFocus rates STC:BMI with a GF Score™ of 70/100 and a GF Value™ of ₫19,535.28 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Bao minh Insurance's quarterly unearned premiums increased from Dec. 2025 (₫2,062,723 Mil) to Mar. 2026 (₫2,462,966 Mil) but then declined from Mar. 2026 (₫2,462,966 Mil) to Jun. 2026 (₫2,414,268 Mil).

Bao minh Insurance's annual unearned premiums declined from Dec. 2023 (₫1,955,836 Mil) to Dec. 2024 (₫1,943,170 Mil) but then increased from Dec. 2024 (₫1,943,170 Mil) to Dec. 2025 (₫2,062,723 Mil).

Bao minh Insurance Unearned Premiums Historical Data

* Premium members only.

The historical data trend for Bao minh Insurance's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bao minh Insurance Unearned Premiums Chart

Bao minh Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,548,104.09 1,874,304.16 1,955,836.47 1,943,170.43 2,062,722.85

Bao minh Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,001,650.37 2,028,530.37 2,062,722.85 2,462,965.96 2,414,267.80
STC:BMI
70GF Score
Bao minh Insurance Corp STC:BMI
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bao minh Insurance Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of ₫2,414,268 Mil mean?
Bao minh Insurance (STC:BMI) has a Unearned Premiums of ₫2,414,268 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Bao minh Insurance and its competitors.
Is Bao minh Insurance's Unearned Premiums too high?
Bao minh Insurance's current Unearned Premiums is ₫2,414,268 Mil. Overall, Bao minh Insurance has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's Unearned Premiums compare to CB and PGR?
Bao minh Insurance's Unearned Premiums of ₫2,414,268 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Bao minh Insurance and its competitors. Bao minh Insurance's current Unearned Premiums is ₫2,414,268 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫19,535.28, compared to a current price of ₫14,000.00 — trading 28.3% below its estimated fair value. The current Unearned Premiums is ₫2,414,268 Mil. Bao minh Insurance's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current Unearned Premiums is ₫2,414,268 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫14,000.00 is trading 28.3% below its estimated GF Value™ of ₫19,535.28. GuruFocus considers Bao minh Insurance to be Modestly Undervalued.

Key valuation signals for STC:BMI:

  • Unearned Premiums: ₫2,414,268 Mil
  • GF Value™: ₫19,535.28 vs. price of ₫14,000.00 (28.3% below fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
70GF Score

Get the complete analysis for STC:BMI

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,000.00
Price
₫19,535.28
GF Value