Bao minh InsuranceSTC:BMI 69 OCF Yield % is 4.63 as of Jul. 01, 2026, which is 623% above its 10-year median of 0.64. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫20,379.66 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, Bao minh Insurance ranks worse than 65.75% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bao minh Insurance OCF Yield % Related Terms
Bao minh Insurance OCF Yield % Historical Data
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The historical data trend for Bao minh Insurance's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bao minh Insurance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bao minh Insurance OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bao minh Insurance's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Bao minh Insurance's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bao minh Insurance (STC:BMI) has a OCF Yield % of 4.63 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bao minh Insurance and its competitors. This is 623% above median its historical median of 0.64. According to the industry distribution chart, Bao minh Insurance ranks #334 out of 508 companies in the Insurance industry, placing it in the top 65.7%.
Is Bao minh Insurance's OCF Yield % too high?
Bao minh Insurance's current OCF Yield % of 4.63 is 623% above median its 10-year median of 0.64. The Insurance industry median OCF Yield % is 8.21. Bao minh Insurance's value of 4.63 is 43.6% below this industry median. Based on the distribution chart, Bao minh Insurance ranks #334 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Bao minh Insurance ranks #334 out of 508 companies for OCF Yield %. This places Bao minh Insurance in the lower half of its industry. The industry median OCF Yield % is 8.21. Bao minh Insurance's value of 4.63 is 43.6% below this benchmark. While the company's 10-year median is 0.64 vs. the industry median of 8.21, Bao minh Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.21, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bao minh Insurance's current OCF Yield % of 4.63 is 43.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bao minh Insurance and its competitors. For the Insurance industry, the median OCF Yield % is 8.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bao minh Insurance's current OCF Yield % is 4.63, which is 623% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,379.66, compared to a current price of ₫14,250.00 — trading 30.1% below its estimated fair value. The current OCF Yield % is 4.63, which is 623% above median its 10-year median of 0.64 and 43.6% below the Insurance industry median of 8.21. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current OCF Yield % is 4.63 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bao minh Insurance (STC:BMI) Overvalued in 2026?
Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued.
The current stock price of ₫14,250.00 is trading 30.1% below its estimated GF Value™ of ₫20,379.66.
GuruFocus considers Bao minh Insurance to be Significantly Undervalued.
Key valuation signals for STC:BMI:
OCF Yield %: 4.63 (623% above median its 10-year median of 0.64)
GF Value™: ₫20,379.66 vs. price of ₫14,250.00 (30.1% below fair value)
Industry Position: 43.6% below the Insurance median (#334 of 508)
No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score
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