Bao minh Insurance (STC:BMI) OCF Yield %: -9.28 (As of Aug. 15, 2026)

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STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫13,350.00
GF Value ₫19,498.74
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Bao minh Insurance OCF Yield %?

Bao minh Insurance STC:BMI -1.11% 69 OCF Yield % is -9.28 as of Aug. 15, 2026. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫19,498.74 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Bao minh Insurance ranks worse than 89.68% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Bao minh Insurance's Trailing 12-Month Cash Flow from Operations is ₫-186,419 Mil, and Market Cap is ₫2,009,811 Mil. Therefore, Bao minh Insurance's OCF Yield % for today is -9.28%.

The historical rank and industry rank for Bao minh Insurance's OCF Yield % or its related term are showing as below:

STC:BMI' s OCF Yield % Range Over the Past 10 Years
Min: -15.81   Med: -0.28   Max: 20.22
Current: -9.28


During the past 13 years, the highest OCF Yield % of Bao minh Insurance was 20.22%. The lowest was -15.81%. And the median was -0.28%.

STC:BMI's OCF Yield % is ranked worse than
89.68% of 504 companies
in the Insurance industry
Industry Median: 7.81 vs STC:BMI: -9.28

Bao minh Insurance's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Bao minh Insurance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bao minh Insurance OCF Yield % Related Terms


Bao minh Insurance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Bao minh Insurance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bao minh Insurance OCF Yield % Chart

Bao minh Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.32 -3.56 -16.07 4.86 -9.43

Bao minh Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.71 -18.42 3.35 12.04 -27.95

STC:BMI vs CB, PGR, TRV: OCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Bao minh Insurance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bao minh Insurance OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Bao minh Insurance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Bao minh Insurance's OCF Yield % falls into.


STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bao minh Insurance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Bao minh Insurance's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-245654.159 / 2604480.4
=-9.43%

Bao minh Insurance's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-149926.78 * 4 / 2145309
=-27.95%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -9.28 mean?
Bao minh Insurance (STC:BMI) has a OCF Yield % of -9.28 as of Aug. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bao minh Insurance and its competitors. According to the industry distribution chart, Bao minh Insurance ranks #452 out of 504 companies in the Insurance industry, placing it in the top 89.7%.
Is Bao minh Insurance's OCF Yield % too high?
Bao minh Insurance's current OCF Yield % is -9.28. Based on the distribution chart, Bao minh Insurance ranks #452 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's OCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Bao minh Insurance ranks #452 out of 504 companies for OCF Yield %. This places Bao minh Insurance in the lower half of its industry. The industry median OCF Yield % is 7.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 7.81, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bao minh Insurance and its competitors. For the Insurance industry, the median OCF Yield % is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bao minh Insurance's current OCF Yield % is -9.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫19,498.74, compared to a current price of ₫13,350.00 — trading 31.5% below its estimated fair value. The current OCF Yield % is -9.28. Bao minh Insurance's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current OCF Yield % is -9.28 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫13,350.00 is trading 31.5% below its estimated GF Value™ of ₫19,498.74. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • OCF Yield %: -9.28
  • GF Value™: ₫19,498.74 vs. price of ₫13,350.00 (31.5% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,350.00
Price
₫19,498.74
GF Value