Bao minh Insurance (STC:BMI) Moat Score: 0/10 (As of Jul. 03, 2026)


STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫14,250.00
GF Value ₫20,398.79
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Bao minh Insurance Moat Score?

Bao minh Insurance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Bao minh Insurance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bao minh Insurance might have No Moat - No discernible moat.

Bao minh Insurance  (STC:BMI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bao minh Insurance Moat Score Related Terms

STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫14,250.00 is trading 30.1% below its estimated GF Value™ of ₫20,398.79. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • Moat Score: 0
  • GF Value™: ₫20,398.79 vs. price of ₫14,250.00 (30.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,250.00
Price
₫20,398.79
GF Value