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Bao minh InsuranceSTC:BMI 69 Equity-to-Asset is 0.36 as of Jun. 2026, which is 5% below its 10-year median of 0.38. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫19,524.84 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Bao minh Insurance ranks better than 68.65% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bao minh Insurance's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₫3,086,974 Mil. Bao minh Insurance's Total Assets for the quarter that ended in Jun. 2026 was ₫8,500,390 Mil.
Therefore, Bao minh Insurance's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.36.
The historical rank and industry rank for Bao minh Insurance's Equity-to-Asset or its related term are showing as below:
STC:BMI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.32 Med: 0.38 Max: 0.42
Current: 0.36
During the past 13 years, the highest Equity to Asset Ratio of Bao minh Insurance was 0.42. The lowest was 0.32. And the median was 0.38.
STC:BMI's Equity-to-Asset is ranked better than 68.65% of 504
companies
in the Insurance industry
Industry Median: 0.26
vs STC:BMI: 0.36
Bao minh Insurance (STC:BMI) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bao minh Insurance Equity-to-Asset Related Terms
Bao minh Insurance Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Bao minh Insurance's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:BMI vs CB, PGR, TRV: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Bao minh Insurance's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bao minh Insurance Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Bao minh Insurance's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bao minh Insurance's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bao minh Insurance's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bao minh Insurance (STC:BMI) has a Equity-to-Asset of 0.36 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bao minh Insurance and its competitors. This is near median its historical median of 0.38. Over the past decade, Bao minh Insurance's Equity-to-Asset has ranged from 0.32 to 0.42. According to the industry distribution chart, Bao minh Insurance ranks #158 out of 504 companies in the Insurance industry, placing it in the top 31.3%.
Is Bao minh Insurance's Equity-to-Asset too high?
Bao minh Insurance's current Equity-to-Asset of 0.36 is near median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.42. The Insurance industry median Equity-to-Asset is 0.26. Bao minh Insurance's value of 0.36 is 38.5% above this industry median. Based on the distribution chart, Bao minh Insurance ranks #158 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Bao minh Insurance ranks #158 out of 504 companies for Equity-to-Asset. This puts Bao minh Insurance in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Bao minh Insurance's value of 0.36 is 38.5% above this benchmark. Historically, Bao minh Insurance's own Equity-to-Asset has ranged from 0.32 to 0.42 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 0.26, Bao minh Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bao minh Insurance's current Equity-to-Asset of 0.36 is 38.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bao minh Insurance and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bao minh Insurance's current Equity-to-Asset is 0.36, which is near median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫19,524.84, compared to a current price of ₫13,600.00 — trading 30.3% below its estimated fair value. The current Equity-to-Asset is 0.36, which is near median its 10-year median of 0.38 and 38.5% above the Insurance industry median of 0.26. Bao minh Insurance's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current Equity-to-Asset is 0.36 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bao minh Insurance (STC:BMI) Overvalued in 2026?
Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued.
The current stock price of ₫13,600.00 is trading 30.3% below its estimated GF Value™ of ₫19,524.84.
GuruFocus considers Bao minh Insurance to be Significantly Undervalued.
Key valuation signals for STC:BMI:
Equity-to-Asset: 0.36 (near median its 10-year median of 0.38)
GF Value™: ₫19,524.84 vs. price of ₫13,600.00 (30.3% below fair value)
Industry Position: 38.5% above the Insurance median (#158 of 504)
No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score
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