Bao minh Insurance (STC:BMI) ROE % Adjusted to Book Value: 8.76% (As of Mar. 2026)


STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫14,250.00
GF Value ₫20,379.66
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Bao minh Insurance ROE % Adjusted to Book Value?

Bao minh Insurance STC:BMI 69 ROE % Adjusted to Book Value is 8.76% as of Mar. 2026. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫20,379.66 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Bao minh Insurance's ROE % for the quarter that ended in Mar. 2026 was 7.53%. Bao minh Insurance's PB Ratio for the quarter that ended in Mar. 2026 was 0.86. Bao minh Insurance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.76%.


Bao minh Insurance ROE % Adjusted to Book Value Related Terms


Bao minh Insurance ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Bao minh Insurance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bao minh Insurance ROE % Adjusted to Book Value Chart

Bao minh Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.37 12.12 13.42 8.75 10.11

Bao minh Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.04 11.67 15.66 0.55 8.76

STC:BMI vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Bao minh Insurance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bao minh Insurance ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Bao minh Insurance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bao minh Insurance's ROE % Adjusted to Book Value falls into.


STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bao minh Insurance ROE % Adjusted to Book Value Calculation

Bao minh Insurance's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.00% / 0.89
=10.11%

Bao minh Insurance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.53% / 0.86
=8.76%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.76% mean?
Bao minh Insurance (STC:BMI) has a ROE % Adjusted to Book Value of 8.76% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bao minh Insurance and its competitors.
Is Bao minh Insurance's ROE % Adjusted to Book Value too high?
Bao minh Insurance's current ROE % Adjusted to Book Value is 8.76%. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's ROE % Adjusted to Book Value compare to CB and PGR?
Bao minh Insurance's ROE % Adjusted to Book Value of 8.76% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bao minh Insurance and its competitors. Bao minh Insurance's current ROE % Adjusted to Book Value is 8.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,379.66, compared to a current price of ₫14,250.00 — trading 30.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.76%. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current ROE % Adjusted to Book Value is 8.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫14,250.00 is trading 30.1% below its estimated GF Value™ of ₫20,379.66. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • ROE % Adjusted to Book Value: 8.76%
  • GF Value™: ₫20,379.66 vs. price of ₫14,250.00 (30.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,250.00
Price
₫20,379.66
GF Value