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Bao minh InsuranceSTC:BMI -1.41%67 EV-to-EBITDA is 5.10 as of Sep. 22, 2026, which is 31% below its 10-year median of 7.43. GuruFocus rates STC:BMI with a GF Score™ of 67/100 and a GF Value™ of ₫21,781.04 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 355 Insurance companies, Bao minh Insurance ranks better than 75.21% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Bao minh Insurance's enterprise value is ₫1,843,726 Mil.
Bao minh Insurance's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was ₫361,595 Mil. Therefore, Bao minh Insurance's EV-to-EBITDA for today is 5.10.
The historical rank and industry rank for Bao minh Insurance's EV-to-EBITDA or its related term are showing as below:
STC:BMI'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.87 Med: 7.43 Max: 22.35
Current: 4.67
During the past 13 years, the highest EV-to-EBITDA of Bao minh Insurance was 22.35. The lowest was 2.87. And the median was 7.43.
STC:BMI's EV-to-EBITDA is ranked better than 75.21% of 355
companies
in the Insurance industry
Industry Median: 7.77
vs STC:BMI: 4.67
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Bao minh Insurance (STC:BMI) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bao minh Insurance's PE Ratio (TTM) for today is calculated as:
Bao minh Insurance's share price for today is ₫13850.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bao minh Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₫1582.981.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Bao minh Insurance's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bao minh Insurance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bao minh Insurance EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Bao minh Insurance's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Bao minh Insurance's EV-to-EBITDA falls into.
Bao minh Insurance's current Enterprise Value is ₫1,843,726 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bao minh Insurance's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was ₫361,595 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bao minh Insurance (STC:BMI) has a EV-to-EBITDA of 5.10 as of Sep. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Bao minh Insurance. This is 31% below median its historical median of 7.43. Over the past decade, Bao minh Insurance's EV-to-EBITDA has ranged from 2.87 to 22.35. According to the industry distribution chart, Bao minh Insurance ranks #88 out of 355 companies in the Insurance industry, placing it in the top 24.8%.
Is Bao minh Insurance's EV-to-EBITDA too high?
Bao minh Insurance's current EV-to-EBITDA of 5.10 is 31% below median its 10-year median of 7.43. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 22.35. The Insurance industry median EV-to-EBITDA is 7.77. Bao minh Insurance's value of 5.10 is 34.4% below this industry median. Based on the distribution chart, Bao minh Insurance ranks #88 out of 355 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bao minh Insurance has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Bao minh Insurance ranks #88 out of 355 companies for EV-to-EBITDA. This places Bao minh Insurance in the top 25% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 7.77. Bao minh Insurance's value of 5.10 is 34.4% below this benchmark. Historically, Bao minh Insurance's own EV-to-EBITDA has ranged from 2.87 to 22.35 over the past decade. While the company's 10-year median is 7.43 vs. the industry median of 7.77, Bao minh Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.77, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bao minh Insurance's current EV-to-EBITDA of 5.10 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Bao minh Insurance. For the Insurance industry, the median EV-to-EBITDA is 7.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bao minh Insurance's current EV-to-EBITDA is 5.10, which is 31% below median its own 10-year median of 7.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫21,781.04, compared to a current price of ₫13,850.00 — trading 36.4% below its estimated fair value. The current EV-to-EBITDA is 5.10, which is 31% below median its 10-year median of 7.43 and 34.4% below the Insurance industry median of 7.77. Bao minh Insurance's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current EV-to-EBITDA is 5.10 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bao minh Insurance (STC:BMI) Overvalued in 2026?
Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued.
The current stock price of ₫13,850.00 is trading 36.4% below its estimated GF Value™ of ₫21,781.04.
GuruFocus considers Bao minh Insurance to be Significantly Undervalued.
Key valuation signals for STC:BMI:
EV-to-EBITDA: 5.10 (31% below median its 10-year median of 7.43)
GF Value™: ₫21,781.04 vs. price of ₫13,850.00 (36.4% below fair value)
Industry Position: 34.4% below the Insurance median (#88 of 355)
No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
67GF Score
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