Bao minh Insurance (STC:BMI) Profitability Rank: 7 (As of Jun. 2026) — 13% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫13,550.00
GF Value ₫19,493.52
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Bao minh Insurance Profitability Rank?

Bao minh Insurance STC:BMI 69 Profitability Rank is 7 as of Jun. 2026, which is 13% below its 10-year median of 8.00. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫19,493.52 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Bao minh Insurance has the Profitability Rank of 7.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Bao minh Insurance's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, Bao minh Insurance's Piotroski F-Score is 6.


Bao minh Insurance Profitability Rank Related Terms


STC:BMI vs CB, PGR, TRV: Profitability Rank Comparison

For the Insurance - Property & Casualty subindustry, Bao minh Insurance's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bao minh Insurance Profitability Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Bao minh Insurance's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Bao minh Insurance's Profitability Rank falls into.


STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bao minh Insurance Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Bao minh Insurance has the Profitability Rank of 7.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Bao minh Insurance's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 1482895.05
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Bao minh Insurance has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 7 mean?
Bao minh Insurance (STC:BMI) has a Profitability Rank of 7 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Bao minh Insurance and its competitors. This is 13% below median its historical median of 8.00. Over the past decade, Bao minh Insurance's Profitability Rank has ranged from 6.00 to 10.00.
Is Bao minh Insurance's Profitability Rank too high?
Bao minh Insurance's current Profitability Rank of 7 is 13% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 10.00. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's Profitability Rank compare to CB and PGR?
Bao minh Insurance's Profitability Rank of 7 can be compared against companies in the Insurance industry. Historically, Bao minh Insurance's own Profitability Rank has ranged from 6.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for an Insurance company?
A good Profitability Rank depends on the Insurance industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Bao minh Insurance and its competitors. Bao minh Insurance's current Profitability Rank is 7, which is 13% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫19,493.52, compared to a current price of ₫13,550.00 — trading 30.5% below its estimated fair value. The current Profitability Rank is 7, which is 13% below median its 10-year median of 8.00. Bao minh Insurance's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current Profitability Rank is 7 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫13,550.00 is trading 30.5% below its estimated GF Value™ of ₫19,493.52. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • Profitability Rank: 7 (13% below median its 10-year median of 8.00)
  • GF Value™: ₫19,493.52 vs. price of ₫13,550.00 (30.5% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,550.00
Price
₫19,493.52
GF Value