Bao minh Insurance (STC:BMI) Change In Receivables: ₫-240,037 Mil (TTM As of Mar. 2026)

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STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫13,450.00
GF Value ₫20,723.98
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Bao minh Insurance Change In Receivables?

Bao minh Insurance STC:BMI -1.10% 69 Change In Receivables is ₫-240,037 Mil as of Mar. 2026. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫20,723.98 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Bao minh Insurance's change in receivables for the quarter that ended in Mar. 2026 was ₫-101,256 Mil. It means Bao minh Insurance's Accounts Receivable increased by ₫101,256 Mil from Dec. 2025 to Mar. 2026 .

Bao minh Insurance's change in receivables for the fiscal year that ended in Dec. 2025 was ₫421 Mil. It means Bao minh Insurance's Accounts Receivable declined by ₫421 Mil from Dec. 2024 to Dec. 2025 .

Bao minh Insurance's Accounts Receivable for the quarter that ended in Mar. 2026 was ₫752,812 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Bao minh Insurance's Days Sales Outstanding for the three months ended in Mar. 2026 was 50.10.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Bao minh Insurance's liquidation value for the three months ended in Mar. 2026 was ₫-819,994 Mil.


Bao minh Insurance  (STC:BMI) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Bao minh Insurance's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=752812.489/1371212.531*91
=50.10

2. In Ben Graham's calculation of liquidation value, Bao minh Insurance's accounts receivable are only considered to be worth 75% of book value:

Bao minh Insurance's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=3928846.719-5313450.447+0.75 * 752812.489+0.5 * 0
=-819,994

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bao minh Insurance Change In Receivables Related Terms


Bao minh Insurance Change In Receivables Historical Data

* Premium members only.

The historical data trend for Bao minh Insurance's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bao minh Insurance Change In Receivables Chart

Bao minh Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 428,151.71 -45,689.58 -309,924.20 -188,079.21 420.58

Bao minh Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 139,202.03 32,710.12 -166,297.35 -5,194.22 -101,256.00
STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Bao minh Insurance Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫-240,037 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of ₫-240,037 Mil mean?
Bao minh Insurance (STC:BMI) has a Change In Receivables of ₫-240,037 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bao minh Insurance and its competitors.
Is Bao minh Insurance's Change In Receivables too high?
Bao minh Insurance's current Change In Receivables is ₫-240,037 Mil. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's Change In Receivables compare to CB and PGR?
Bao minh Insurance's Change In Receivables of ₫-240,037 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Bao minh Insurance and its competitors. Bao minh Insurance's current Change In Receivables is ₫-240,037 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,723.98, compared to a current price of ₫13,450.00 — trading 35.1% below its estimated fair value. The current Change In Receivables is ₫-240,037 Mil. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current Change In Receivables is ₫-240,037 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫13,450.00 is trading 35.1% below its estimated GF Value™ of ₫20,723.98. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • Change In Receivables: ₫-240,037 Mil
  • GF Value™: ₫20,723.98 vs. price of ₫13,450.00 (35.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,450.00
Price
₫20,723.98
GF Value