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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Bao minh Insurance's Total Liabilities for the quarter that ended in Jun. 2026 was ₫5,413,416 Mil. Bao minh Insurance's Total Assets for the quarter that ended in Jun. 2026 was ₫8,500,390 Mil.
Therefore, Bao minh Insurance's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.64.
Bao minh Insurance (STC:BMI) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Bao minh Insurance Liabilities-to-Assets Related Terms
Bao minh Insurance Liabilities-to-Assets Historical Data
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The historical data trend for Bao minh Insurance's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STC:BMI vs CB, PGR, TRV: Liabilities-to-Assets Comparison
For the Insurance - Property & Casualty subindustry, Bao minh Insurance's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bao minh Insurance Liabilities-to-Assets vs Insurance Industry
For the Insurance industry and Financial Services sector, Bao minh Insurance's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Bao minh Insurance's Liabilities-to-Assets falls into.
Bao minh Insurance Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Bao minh Insurance's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bao minh Insurance (STC:BMI) has a Liabilities-to-Assets of 0.64 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bao minh Insurance and its competitors.
Is Bao minh Insurance's Liabilities-to-Assets too high?
Bao minh Insurance's current Liabilities-to-Assets is 0.64. Overall, Bao minh Insurance has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's Liabilities-to-Assets compare to CB and PGR?
Bao minh Insurance's Liabilities-to-Assets of 0.64 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bao minh Insurance and its competitors. Bao minh Insurance's current Liabilities-to-Assets is 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫19,503.96, compared to a current price of ₫13,350.00 — trading 31.6% below its estimated fair value. The current Liabilities-to-Assets is 0.64. Bao minh Insurance's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current Liabilities-to-Assets is 0.64 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bao minh Insurance (STC:BMI) Overvalued in 2026?
Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued.
The current stock price of ₫13,350.00 is trading 31.6% below its estimated GF Value™ of ₫19,503.96.
GuruFocus considers Bao minh Insurance to be Significantly Undervalued.
Key valuation signals for STC:BMI:
Liabilities-to-Assets: 0.64
GF Value™: ₫19,503.96 vs. price of ₫13,350.00 (31.6% below fair value)
No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
70GF Score
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