Bao minh Insurance (STC:BMI) Selling, General, & Admin. Expense: ₫176,828 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Reviewed by: Charlie Tian Charlie Tian
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫13,300.00
GF Value ₫20,590.08
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Bao minh Insurance Selling, General, & Admin. Expense?

Bao minh Insurance STC:BMI 69 Selling, General, & Admin. Expense is ₫176,828 Mil as of Mar. 2026. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫20,590.08 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Bao minh Insurance's selling, general, & admin. expense for the three months ended in Mar. 2026 was ₫16,881 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₫176,828 Mil.


Bao minh Insurance  (STC:BMI) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Bao minh Insurance Selling, General, & Admin. Expense Related Terms


Bao minh Insurance Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Bao minh Insurance's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bao minh Insurance Selling, General, & Admin. Expense Chart

Bao minh Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 353,898.04 440,860.20 472,291.46 549,582.60 575,931.15

Bao minh Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,832.21 48,227.07 54,472.08 57,247.29 16,881.48

STC:BMI vs CB, PGR, TRV: Selling, General, & Admin. Expense Comparison

For the Insurance - Property & Casualty subindustry, Bao minh Insurance's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bao minh Insurance Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Bao minh Insurance's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Bao minh Insurance's Selling, General, & Admin. Expense falls into.


STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bao minh Insurance Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫176,828 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₫176,828 Mil mean?
Bao minh Insurance (STC:BMI) has a Selling, General, & Admin. Expense of ₫176,828 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Bao minh Insurance and its competitors.
Is Bao minh Insurance's Selling, General, & Admin. Expense too high?
Bao minh Insurance's current Selling, General, & Admin. Expense is ₫176,828 Mil. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's Selling, General, & Admin. Expense compare to CB and PGR?
Bao minh Insurance's Selling, General, & Admin. Expense of ₫176,828 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Bao minh Insurance and its competitors. Bao minh Insurance's current Selling, General, & Admin. Expense is ₫176,828 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,590.08, compared to a current price of ₫13,300.00 — trading 35.4% below its estimated fair value. The current Selling, General, & Admin. Expense is ₫176,828 Mil. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current Selling, General, & Admin. Expense is ₫176,828 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫13,300.00 is trading 35.4% below its estimated GF Value™ of ₫20,590.08. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • Selling, General, & Admin. Expense: ₫176,828 Mil
  • GF Value™: ₫20,590.08 vs. price of ₫13,300.00 (35.4% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,300.00
Price
₫20,590.08
GF Value