Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bao minh InsuranceSTC:BMI 69 5-Year Yield-on-Cost % is 1.02 as of Jul. 17, 2026, which is 18% below its 10-year median of 1.24. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫20,532.69 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 417 Insurance companies, Bao minh Insurance ranks worse than 91.13% on this metric.
Bao minh Insurance's yield on cost for the quarter that ended in Mar. 2026 was 1.02.
The historical rank and industry rank for Bao minh Insurance's 5-Year Yield-on-Cost % or its related term are showing as below:
STC:BMI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.54 Med: 1.24 Max: 2.94
Current: 1.02
During the past 13 years, Bao minh Insurance's highest Yield on Cost was 2.94. The lowest was 0.54. And the median was 1.24.
STC:BMI's 5-Year Yield-on-Cost % is ranked worse than 91.13% of 417
companies
in the Insurance industry
Industry Median: 3.98
vs STC:BMI: 1.02
Bao minh Insurance (STC:BMI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bao minh Insurance 5-Year Yield-on-Cost % Related Terms
STC:BMI vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Bao minh Insurance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bao minh Insurance 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bao minh Insurance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bao minh Insurance's 5-Year Yield-on-Cost % falls into.
Bao minh Insurance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bao minh Insurance (STC:BMI) has a 5-Year Yield-on-Cost % of 1.02 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bao minh Insurance and its competitors. This is 18% below median its historical median of 1.24. Over the past decade, Bao minh Insurance's 5-Year Yield-on-Cost % has ranged from 0.54 to 2.94. According to the industry distribution chart, Bao minh Insurance ranks #380 out of 417 companies in the Insurance industry, placing it in the top 91.1%.
Is Bao minh Insurance's 5-Year Yield-on-Cost % too high?
Bao minh Insurance's current 5-Year Yield-on-Cost % of 1.02 is 18% below median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 2.94. The Insurance industry median 5-Year Yield-on-Cost % is 3.98. Bao minh Insurance's value of 1.02 is 74.4% below this industry median. Based on the distribution chart, Bao minh Insurance ranks #380 out of 417 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Bao minh Insurance ranks #380 out of 417 companies for 5-Year Yield-on-Cost %. This places Bao minh Insurance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.98. Bao minh Insurance's value of 1.02 is 74.4% below this benchmark. Historically, Bao minh Insurance's own 5-Year Yield-on-Cost % has ranged from 0.54 to 2.94 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 3.98, Bao minh Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bao minh Insurance's current 5-Year Yield-on-Cost % of 1.02 is 74.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bao minh Insurance and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bao minh Insurance's current 5-Year Yield-on-Cost % is 1.02, which is 18% below median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,532.69, compared to a current price of ₫13,600.00 — trading 33.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.02, which is 18% below median its 10-year median of 1.24 and 74.4% below the Insurance industry median of 3.98. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current 5-Year Yield-on-Cost % is 1.02 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bao minh Insurance (STC:BMI) Overvalued in 2026?
Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued.
The current stock price of ₫13,600.00 is trading 33.8% below its estimated GF Value™ of ₫20,532.69.
GuruFocus considers Bao minh Insurance to be Significantly Undervalued.
Key valuation signals for STC:BMI:
5-Year Yield-on-Cost %: 1.02 (18% below median its 10-year median of 1.24)
GF Value™: ₫20,532.69 vs. price of ₫13,600.00 (33.8% below fair value)
Industry Position: 74.4% below the Insurance median (#380 of 417)
No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score
Get the complete analysis for STC:BMI
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:BMI has been successfully added to your 
