Bao minh Insurance (STC:BMI) E10: ₫1,749.77 (As of Mar. 2026)


STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫14,250.00
GF Value ₫20,379.66
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Bao minh Insurance E10?

Bao minh Insurance STC:BMI 69 E10 is ₫1,749.77 as of Mar. 2026. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫20,379.66 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bao minh Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was ₫312.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₫1,749.77 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bao minh Insurance's average E10 Growth Rate was 3.60% per year. During the past 3 years, the average E10 Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bao minh Insurance was 8.00% per year. The lowest was 7.00% per year. And the median was 7.50% per year.

As of today (2026-07-01), Bao minh Insurance's current stock price is ₫14250.00. Bao minh Insurance's E10 for the quarter that ended in Mar. 2026 was ₫1,749.77. Bao minh Insurance's Shiller PE Ratio of today is 8.14.

During the past 13 years, the highest Shiller PE Ratio of Bao minh Insurance was 26.38. The lowest was 8.17. And the median was 11.56.


Bao minh Insurance  (STC:BMI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bao minh Insurance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=14250.00/1749.77
=8.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bao minh Insurance was 26.38. The lowest was 8.17. And the median was 11.56.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bao minh Insurance E10 Related Terms


Bao minh Insurance E10 Historical Data

* Premium members only.

The historical data trend for Bao minh Insurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bao minh Insurance E10 Chart

Bao minh Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,309.95 1,397.38 1,562.90 1,650.25 1,709.80

Bao minh Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,688.38 1,693.57 1,753.38 1,709.80 1,749.77

STC:BMI vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Bao minh Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bao minh Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Bao minh Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bao minh Insurance's Shiller PE Ratio falls into.


STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bao minh Insurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bao minh Insurance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=312/330.2130*330.2130
=312.000

Current CPI (Mar. 2026) = 330.2130.

Bao minh Insurance Quarterly Data

per share eps CPI Adj_EPS
201606 435.674 241.018 596.907
201609 182.037 241.428 248.981
201612 532.490 241.432 728.301
201703 276.696 243.801 374.767
201706 333.127 244.955 449.074
201709 385.311 246.819 515.498
201712 1,082.913 246.524 1,450.536
201803 450.844 249.554 596.562
201806 406.548 251.989 532.751
201809 237.254 252.439 310.350
201812 -16.687 251.233 -21.933
201903 156.551 254.202 203.363
201906 156.551 256.143 201.822
201909 306.428 256.759 394.091
201912 262.217 256.974 336.950
202003 219.051 258.115 280.237
202006 279.730 257.797 358.307
202009 600.284 260.280 761.571
202012 215.531 260.474 273.237
202103 463.101 264.877 577.332
202106 442.713 271.696 538.063
202109 363.345 274.310 437.393
202112 424.509 278.802 502.788
202203 422.325 287.504 485.062
202206 372.811 296.311 415.466
202209 493.683 296.808 549.246
202212 120.225 296.797 133.761
202303 459.752 301.836 502.975
202306 503.805 305.109 545.257
202309 677.613 307.789 726.981
202312 303.965 306.746 327.219
202403 491.630 312.332 519.776
202406 467.841 314.175 491.723
202409 308.370 315.301 322.954
202412 125.000 315.605 130.786
202503 475.000 319.799 490.468
202506 407.930 322.561 417.607
202509 666.079 324.800 677.180
202512 -194.000 324.054 -197.687
202603 312.000 330.213 312.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₫1,749.77 mean?
Bao minh Insurance (STC:BMI) has a E10 of ₫1,749.77 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bao minh Insurance and its competitors.
Is Bao minh Insurance's E10 too high?
Bao minh Insurance's current E10 is ₫1,749.77. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's E10 compare to CB and PGR?
Bao minh Insurance's E10 of ₫1,749.77 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bao minh Insurance and its competitors. Bao minh Insurance's current E10 is ₫1,749.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,379.66, compared to a current price of ₫14,250.00 — trading 30.1% below its estimated fair value. The current E10 is ₫1,749.77. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current E10 is ₫1,749.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫14,250.00 is trading 30.1% below its estimated GF Value™ of ₫20,379.66. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • E10: ₫1,749.77
  • GF Value™: ₫20,379.66 vs. price of ₫14,250.00 (30.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,250.00
Price
₫20,379.66
GF Value