Bao minh Insurance (STC:BMI) Enterprise Value: ₫1,888,891 Mil (As of Jul. 01, 2026) ***


STC:BMI Bao minh Insurance Corp STC:BMI
69 GF Score
Price ₫14,250.00
GF Value ₫20,379.66
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Bao minh Insurance Enterprise Value?

Bao minh Insurance STC:BMI 69 Enterprise Value is ₫1,888,891 Mil as of Jul. 01, 2026. GuruFocus rates STC:BMI with a GF Score™ of 69/100 and a GF Value™ of ₫20,379.66 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Bao minh Insurance's Enterprise Value is ₫1,888,891 Mil. Bao minh Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₫330,736 Mil. Therefore, Bao minh Insurance's EV-to-EBIT ratio for today is 5.71.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Bao minh Insurance's Enterprise Value is ₫1,888,891 Mil. Bao minh Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₫344,118 Mil. Therefore, Bao minh Insurance's EV-to-EBITDA ratio for today is 5.49.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Bao minh Insurance's Enterprise Value is ₫1,888,891 Mil. Bao minh Insurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₫5,398,708 Mil. Therefore, Bao minh Insurance's EV-to-Revenue ratio for today is 0.35.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Bao minh Insurance's Enterprise Value is ₫1,888,891 Mil. Bao minh Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₫99,756 Mil. Therefore, Bao minh Insurance's EV-to-OCF ratio for today is 18.94.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Bao minh Insurance's Enterprise Value is ₫1,888,891 Mil. Bao minh Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫94,050 Mil. Therefore, Bao minh Insurance's EV-to-FCF ratio for today is 20.08.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Bao minh Insurance  (STC:BMI) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Bao minh Insurance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1888890.696/330736.489
=5.71

Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil.
Bao minh Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫330,736 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Bao minh Insurance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1888890.696/344118.256
=5.49

Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil.
Bao minh Insurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫344,118 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Bao minh Insurance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1888890.696/5398707.732
=0.35

Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil.
Bao minh Insurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫5,398,708 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Bao minh Insurance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1888890.696/99755.937
=18.94

Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil.
Bao minh Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫99,756 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Bao minh Insurance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1888890.696/94050.308
=20.08

Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil.
Bao minh Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫94,050 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bao minh Insurance Enterprise Value Related Terms


Bao minh Insurance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Bao minh Insurance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bao minh Insurance Enterprise Value Chart

Bao minh Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,558,943.54 2,188,189.08 2,392,871.10 2,339,412.71 2,387,734.08

Bao minh Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,630,059.61 2,514,366.17 2,708,673.94 2,387,734.08 2,421,308.73

STC:BMI vs CB, PGR, TRV: Enterprise Value Comparison

For the Insurance - Property & Casualty subindustry, Bao minh Insurance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bao minh Insurance Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Bao minh Insurance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Bao minh Insurance's Enterprise Value falls into.


STC:BMI
69GF Score
Bao minh Insurance Corp STC:BMI
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bao minh Insurance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Bao minh Insurance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Bao minh Insurance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₫1,888,891 Mil mean?
Bao minh Insurance (STC:BMI) has a Enterprise Value of ₫1,888,891 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bao minh Insurance and its competitors.
Is Bao minh Insurance's Enterprise Value too high?
Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil. Overall, Bao minh Insurance has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bao minh Insurance's Enterprise Value compare to CB and PGR?
Bao minh Insurance's Enterprise Value of ₫1,888,891 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Bao minh Insurance and its competitors. Bao minh Insurance's current Enterprise Value is ₫1,888,891 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bao minh Insurance stock overvalued right now?
Based on GuruFocus' analysis, Bao minh Insurance (STC:BMI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫20,379.66, compared to a current price of ₫14,250.00 — trading 30.1% below its estimated fair value. The current Enterprise Value is ₫1,888,891 Mil. Bao minh Insurance's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Bao minh Insurance (STC:BMI), the current Enterprise Value is ₫1,888,891 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bao minh Insurance (STC:BMI) Overvalued in 2026?

Based on GuruFocus' analysis, Bao minh Insurance stock appears to be undervalued. The current stock price of ₫14,250.00 is trading 30.1% below its estimated GF Value™ of ₫20,379.66. GuruFocus considers Bao minh Insurance to be Significantly Undervalued.

Key valuation signals for STC:BMI:

  • Enterprise Value: ₫1,888,891 Mil
  • GF Value™: ₫20,379.66 vs. price of ₫14,250.00 (30.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the STC:BMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bao minh Insurance Business Description

Address 26 Ton That Dam Street, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City, VNM
Bao minh Insurance Corp operates in the insurance sector. It offers insurance products and services including non-life insurance, non-life reinsurance, and financial investments services. Its products include health and accident insurance, motor vehicle insurance, property and engineering insurance, marine insurance and agricultural insurance among others.
69GF Score

Get the complete analysis for STC:BMI

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫14,250.00
Price
₫20,379.66
GF Value