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Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.
Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Mar. 2026 was 17.22%
, which is lower than
17.27% for the pervious quarter ended in Dec. 2025.
Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2025 was 17.27%
, which is lower than
17.70% for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:
PDLB's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.
Ponce Financial Group (NAS:PDLB) Capital Adequacy Tier - Leverage Ratio % Explanation
Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.
The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.
Ponce Financial Group Capital Adequacy Tier - Leverage Ratio % Related Terms
Ponce Financial Group Capital Adequacy Tier - Leverage Ratio % Historical Data
* Premium members only.
The historical data trend for Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ponce Financial Group Capital Adequacy Tier - Leverage Ratio % Chart
PDLB vs COFS, BWFG, FFMR: Capital Adequacy Tier - Leverage Ratio % Comparison
For the Banks - Regional subindustry, Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ponce Financial Group (NAS:PDLB) Capital Adequacy Tier - Leverage Ratio % Calculation
Capital Adequacy Tier - Leverage Ratio % is calculated as
Capital Adequacy Tier - Leverage Ratio %
=
Capital
/
Total Assets
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 17.22% mean?
Ponce Financial Group (PDLB) has a Capital Adequacy Tier - Leverage Ratio % of 17.22% as of Mar. 2026. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Ponce Financial Group and its competitors.
Is Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % too high?
Ponce Financial Group's current Capital Adequacy Tier - Leverage Ratio % is 17.22%. Overall, Ponce Financial Group has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % compare to COFS and BWFG?
Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % of 17.22% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Ponce Financial Group and its competitors. Ponce Financial Group's current Capital Adequacy Tier - Leverage Ratio % is 17.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Fairly Valued. The stock's GF Value™ is $18.34, compared to a current price of $20.03 — trading 9.2% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 17.22%. Ponce Financial Group's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current Capital Adequacy Tier - Leverage Ratio % is 17.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ponce Financial Group (PDLB) Overvalued in 2026?
Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued.
The current stock price of $20.03 is trading 9.2% above its estimated GF Value™ of $18.34.
GuruFocus considers Ponce Financial Group to be Fairly Valued.
Key valuation signals for PDLB:
Capital Adequacy Tier - Leverage Ratio %: 17.22%
GF Value™: $18.34 vs. price of $20.03 (9.2% above fair value)
No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
66GF Score
Get the complete analysis for PDLB
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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