PDLB (Ponce Financial Group) Accounts Payable & Accrued Expense: $3.8 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PDLB Ponce Financial Group Inc PDLB
62 GF Score
Price $20.72
GF Value $16.81
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Ponce Financial Group Accounts Payable & Accrued Expense?

Ponce Financial Group PDLB +1.12% 62 Accounts Payable & Accrued Expense is $3.8 Mil as of Jun. 2026. GuruFocus rates PDLB with a GF Score™ of 62/100 and a GF Value™ of $16.81 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Ponce Financial Group's quarterly accounts payable & accrued expense increased from Dec. 2025 ($3.8 Mil) to Mar. 2026 ($4.3 Mil) but then declined from Mar. 2026 ($4.3 Mil) to Jun. 2026 ($3.8 Mil).

Ponce Financial Group's annual accounts payable & accrued expense declined from Dec. 2023 ($12.0 Mil) to Dec. 2024 ($3.7 Mil) but then increased from Dec. 2024 ($3.7 Mil) to Dec. 2025 ($3.8 Mil).

Ponce Financial Group Accounts Payable & Accrued Expense Historical Data

* Premium members only.

The historical data trend for Ponce Financial Group's Accounts Payable & Accrued Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ponce Financial Group Accounts Payable & Accrued Expense Chart

Ponce Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Payable & Accrued Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 1.39 11.97 3.71 3.79

Ponce Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Payable & Accrued Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.16 4.37 3.79 4.34 3.84
PDLB
62GF Score
Ponce Financial Group Inc PDLB
Accounts Payable & Accrued Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ponce Financial Group Accounts Payable & Accrued Expense Calculation

Accounts payable & accrued expense usually includes accounts payable, accrued compensation and related benefits, etc.

Accounts payable is money owed by a business to its suppliers shown as a liability on a company's balance sheet. It is distinct from notes payable liabilities, which are debts created by formal legal instrument documents.

It is part of the current portion of the liabilities (due within one year or within the normal operating cycle if longer) reflected on the balace sheet of the company. A higher Accounts Payable means lower Working Capital needed to operate the business.

What does a Accounts Payable & Accrued Expense of $3.8 Mil mean?
Ponce Financial Group (PDLB) has a Accounts Payable & Accrued Expense of $3.8 Mil as of Jun. 2026. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Ponce Financial Group and its competitors.
Is Ponce Financial Group's Accounts Payable & Accrued Expense too high?
Ponce Financial Group's current Accounts Payable & Accrued Expense is $3.8 Mil. Overall, Ponce Financial Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's Accounts Payable & Accrued Expense compare to FFMR and BSVN?
Ponce Financial Group's Accounts Payable & Accrued Expense of $3.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Payable & Accrued Expense for a Banks company?
A good Accounts Payable & Accrued Expense depends on the Banks industry context. However, Accounts Payable & Accrued Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Payable & Accrued Expense mean?
A high Accounts Payable & Accrued Expense can signal that a stock is expensive relative to its fundamentals. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Ponce Financial Group and its competitors. Ponce Financial Group's current Accounts Payable & Accrued Expense is $3.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.81, compared to a current price of $20.72 — trading 23.3% above its estimated fair value. The current Accounts Payable & Accrued Expense is $3.8 Mil. Ponce Financial Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Payable & Accrued Expense calculated?
Accounts Payable & Accrued Expense is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current Accounts Payable & Accrued Expense is $3.8 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ponce Financial Group (PDLB) Overvalued in 2026?

Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued. The current stock price of $20.72 is trading 23.3% above its estimated GF Value™ of $16.81. GuruFocus considers Ponce Financial Group to be Modestly Overvalued.

Key valuation signals for PDLB:

  • Accounts Payable & Accrued Expense: $3.8 Mil
  • GF Value™: $16.81 vs. price of $20.72 (23.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ponce Financial Group Business Description

Address 2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
62GF Score

Get the complete analysis for PDLB

Accounts Payable & Accrued Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.72
Price
$16.81
GF Value