PDLB (Ponce Financial Group) 1-Year Share Buyback Ratio: -1.60% (As of Mar. 2026 )

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PDLB Ponce Financial Group Inc PDLB
61 GF Score
Price $20.49
GF Value $15.35
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Ponce Financial Group 1-Year Share Buyback Ratio?

Ponce Financial Group PDLB +1.99% 61 1-Year Share Buyback Ratio is -1.60 as of Mar. 2026. GuruFocus rates PDLB with a GF Score™ of 61/100 and a GF Value™ of $15.35 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 890 Banks companies, Ponce Financial Group ranks worse than 78.88% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Ponce Financial Group's current 1-Year Share Buyback Ratio was -1.60%.

PDLB's 1-Year Share Buyback Ratio is ranked worse than
78.88% of 890 companies
in the Banks industry
Industry Median: -0.1 vs PDLB: -1.60

Ponce Financial Group  (NAS:PDLB) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Ponce Financial Group 1-Year Share Buyback Ratio Related Terms


PDLB vs COFS, BWFG, FFMR: 1-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Ponce Financial Group's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ponce Financial Group 1-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ponce Financial Group's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Ponce Financial Group's 1-Year Share Buyback Ratio falls into.


PDLB
61GF Score
Ponce Financial Group Inc PDLB
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Ponce Financial Group 1-Year Share Buyback Ratio Calculation

Ponce Financial Group's 1-Year Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Mar. 2025 )
=(22.698 - 23.053) / 22.698
=-1.6%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of -1.60 mean?
Ponce Financial Group (PDLB) has a 1-Year Share Buyback Ratio of -1.60 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Ponce Financial Group and its competitors. According to the industry distribution chart, Ponce Financial Group ranks #702 out of 890 companies in the Banks industry, placing it in the top 78.9%.
Is Ponce Financial Group's 1-Year Share Buyback Ratio too high?
Ponce Financial Group's current 1-Year Share Buyback Ratio is -1.60. Based on the distribution chart, Ponce Financial Group ranks #702 out of 890 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ponce Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's 1-Year Share Buyback Ratio compare to COFS and BWFG?
According to the Banks industry distribution chart, Ponce Financial Group ranks #702 out of 890 companies for 1-Year Share Buyback Ratio. This places Ponce Financial Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Ponce Financial Group and its competitors. Ponce Financial Group's current 1-Year Share Buyback Ratio is -1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.35, compared to a current price of $20.49 — trading 33.5% above its estimated fair value. The current 1-Year Share Buyback Ratio is -1.60. Ponce Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current 1-Year Share Buyback Ratio is -1.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ponce Financial Group (PDLB) Overvalued in 2026?

Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued. The current stock price of $20.49 is trading 33.5% above its estimated GF Value™ of $15.35. GuruFocus considers Ponce Financial Group to be Significantly Overvalued.

Key valuation signals for PDLB:

  • 1-Year Share Buyback Ratio: -1.60
  • GF Value™: $15.35 vs. price of $20.49 (33.5% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ponce Financial Group Business Description

Address 2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
61GF Score

Get the complete analysis for PDLB

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.49
Price
$15.35
GF Value