PDLB (Ponce Financial Group) Risk Assessment


PDLB Ponce Financial Group Inc PDLB
62 GF Score
Price $19.96
GF Value $15.65
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ponce Financial Group Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Ponce Financial Group is: High Risk: High uncertainty with risk-return tradeoff.

Ponce Financial Group  (NAS:PDLB) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Ponce Financial Group Risk Assessment Related Terms

PDLB vs FFMR, BWFG, BSVN: Risk Assessment Comparison

For the Banks - Regional subindustry, Ponce Financial Group's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ponce Financial Group Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Ponce Financial Group's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Ponce Financial Group's Risk Assessment falls into.


PDLB
62GF Score
Ponce Financial Group Inc PDLB
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ponce Financial Group (PDLB) Overvalued in 2026?

Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued. The current stock price of $19.96 is trading 27.5% above its estimated GF Value™ of $15.65. GuruFocus considers Ponce Financial Group to be Modestly Overvalued.

Key valuation signals for PDLB:

  • Risk Assessment:
  • GF Value™: $15.65 vs. price of $19.96 (27.5% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ponce Financial Group Business Description

Address 2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
62GF Score

Get the complete analysis for PDLB

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.96
Price
$15.65
GF Value