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Ponce Financial Group's operating cash flow per share for the
three
months ended in Jun. 2026 was $0.34.
Ponce Financial Group's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was $2.50.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Ponce Financial Group was 108.30% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 77.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for Ponce Financial Group's Operating Cash Flow per Share or its related term are showing as below:
PDLB'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -33.8 Med: 1.6 Max: 77.4
Current: 77.4
During the past 11 years, Ponce Financial Group's highest 3-Year average Operating Cash Flow per Share Growth Rate was 77.40% per year. The lowest was -33.80% per year. And the median was 1.60% per year.
PDLB's 3-Year OCF Growth Rate is ranked better than 94.1% of 1068
companies
in the Banks industry
Industry Median: 0.4
vs PDLB: 77.40
Ponce Financial Group Operating Cash Flow per Share Related Terms
Ponce Financial Group Operating Cash Flow per Share Historical Data
* Premium members only.
The historical data trend for Ponce Financial Group's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ponce Financial Group Operating Cash Flow per Share Chart
PDLB vs FFMR, BSVN, COFS: Operating Cash Flow per Share Comparison
For the Banks - Regional subindustry, Ponce Financial Group's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ponce Financial Group Price-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Ponce Financial Group's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Ponce Financial Group's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.50
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of $2.50 mean?
Ponce Financial Group (PDLB) has a Operating Cash Flow per Share of $2.50 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Ponce Financial Group and its competitors. According to the industry distribution chart, Ponce Financial Group ranks #63 out of 1068 companies in the Banks industry, placing it in the top 5.9%.
Is Ponce Financial Group's Operating Cash Flow per Share too high?
Ponce Financial Group's current Operating Cash Flow per Share is $2.50. The Banks industry median Operating Cash Flow per Share is 0.40. Ponce Financial Group's value of $2.50 is 525% above this industry median. Based on the distribution chart, Ponce Financial Group ranks #63 out of 1068 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ponce Financial Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's Operating Cash Flow per Share compare to FFMR and BSVN?
According to the Banks industry distribution chart, Ponce Financial Group ranks #63 out of 1068 companies for Operating Cash Flow per Share. This places Ponce Financial Group in the top 6% of its industry — outperforming the majority of peers. The industry median Operating Cash Flow per Share is 0.40. Ponce Financial Group's value of $2.50 is 525% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,068 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ponce Financial Group's current Operating Cash Flow per Share of $2.50 is 525% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Ponce Financial Group and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ponce Financial Group's current Operating Cash Flow per Share is $2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.77, compared to a current price of $20.72 — trading 23.6% above its estimated fair value. The current Operating Cash Flow per Share is $2.50 and 525% above the Banks industry median of 0.40. Ponce Financial Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current Operating Cash Flow per Share is $2.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ponce Financial Group (PDLB) Overvalued in 2026?
Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued.
The current stock price of $20.72 is trading 23.6% above its estimated GF Value™ of $16.77.
GuruFocus considers Ponce Financial Group to be Modestly Overvalued.
Key valuation signals for PDLB:
Operating Cash Flow per Share: $2.50
GF Value™: $16.77 vs. price of $20.72 (23.6% above fair value)
Industry Position: 525% above the Banks median (#63 of 1068)
No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
62GF Score
Get the complete analysis for PDLB
Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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