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PDLB (Ponce Financial Group) GF Value Rank : 3 (As of Dec. 12, 2024)


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What is Ponce Financial Group GF Value Rank?

Ponce Financial Group has the GF Value Rank of 3.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Competitive Comparison of Ponce Financial Group's GF Value Rank

For the Banks - Regional subindustry, Ponce Financial Group's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ponce Financial Group's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ponce Financial Group's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Ponce Financial Group's GF Value Rank falls into.



Ponce Financial Group GF Value Rank Related Terms

Thank you for viewing the detailed overview of Ponce Financial Group's GF Value Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


Ponce Financial Group Business Description

Traded in Other Exchanges
Address
2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
Executives
Carlos P Naudon director, officer: President & CEO 70 WEST 36TH STREET, SUITE 604, NEW YORK NY 10018
Steven Tsavaris director, officer: Executive Chairman C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Gonzalez Luis Gerardo Jr. officer: Chief Operating Officer C/O PONCE FINANCIAL GROUP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
David Rodriguez officer: Chief Relationship Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX MA 10462
Maria Alvarez director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Sergio Javier Vaccaro officer: Chief Financial Officer C/O PONCE BANK, 2244 WESTCHESTER AVE., BRONX NY 10462
Nick R. Lugo director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
James Perez director C/O PONCE FINANCIAL GROUP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Elizabeth Macias officer: Chief Information Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVE., BRONX NY 10462
William Feldman director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Julio Gurman director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
James C. Demetriou director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Ioannis Kouzilos officer: Chief Lending Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Madeline V. Marquez officer: Chief External Affairs Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Frank Perez officer: Chief Financial Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462