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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-20), Ponce Financial Group's 12-1 Month Momentum % is 36.79%.
The industry rank for Ponce Financial Group's 12-1 Month Momentum % or its related term are showing as below:
PDLB's 12-1 Month Momentum % is ranked better than 73.32% of 1597
companies
in the Banks industry
Industry Median: 17.27
vs PDLB: 36.79
Ponce Financial Group (NAS:PDLB) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Ponce Financial Group 12-1 Month Momentum % Related Terms
PDLB vs FFMR, BWFG, BSVN: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Ponce Financial Group's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ponce Financial Group 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Ponce Financial Group's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Ponce Financial Group's 12-1 Month Momentum % falls into.
Ponce Financial Group (NAS:PDLB) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ponce Financial Group (PDLB) has a 12-1 Month Momentum % of 36.79% as of Jul. 20, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Ponce Financial Group and its competitors. According to the industry distribution chart, Ponce Financial Group ranks #426 out of 1597 companies in the Banks industry, placing it in the top 26.7%.
Is Ponce Financial Group's 12-1 Month Momentum % too high?
Ponce Financial Group's current 12-1 Month Momentum % is 36.79%. The Banks industry median 12-1 Month Momentum % is 17.27. Ponce Financial Group's value of 36.79% is 113% above this industry median. Based on the distribution chart, Ponce Financial Group ranks #426 out of 1597 companies in the Banks industry, which is above the industry midpoint. Overall, Ponce Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's 12-1 Month Momentum % compare to FFMR and BWFG?
According to the Banks industry distribution chart, Ponce Financial Group ranks #426 out of 1597 companies for 12-1 Month Momentum %. This puts Ponce Financial Group in the upper half of its industry. The industry median 12-1 Month Momentum % is 17.27. Ponce Financial Group's value of 36.79% is 113% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 17.27, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ponce Financial Group's current 12-1 Month Momentum % of 36.79% is 113% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Ponce Financial Group and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 17.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ponce Financial Group's current 12-1 Month Momentum % is 36.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.43, compared to a current price of $20.25 — trading 31.2% above its estimated fair value. The current 12-1 Month Momentum % is 36.79% and 113% above the Banks industry median of 17.27. Ponce Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current 12-1 Month Momentum % is 36.79% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ponce Financial Group (PDLB) Overvalued in 2026?
Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued.
The current stock price of $20.25 is trading 31.2% above its estimated GF Value™ of $15.43.
GuruFocus considers Ponce Financial Group to be Significantly Overvalued.
Key valuation signals for PDLB:
12-1 Month Momentum %: 36.79%
GF Value™: $15.43 vs. price of $20.25 (31.2% above fair value)
Industry Position: 113% above the Banks median (#426 of 1597)
No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
61GF Score
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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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