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Pretax income is the income that a company earns before paying income taxes. Ponce Financial Group's pretax income for the
three
months ended in Mar. 2026 was $11.4 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $45.1 Mil.
Ponce Financial Group's pretax margin was 37.72%.
During the past 11 years, Ponce Financial Group's highest Pretax Margin was 48.50%. The lowest was -51.92%. And the median was 9.03%.
During the past 11 years, Ponce Financial Group's highest Pretax Margin was 48.50%. The lowest was -51.92%. And the median was 9.03%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ponce Financial Group Pre-Tax Income Related Terms
Ponce Financial Group Pre-Tax Income Historical Data
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The historical data trend for Ponce Financial Group's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PDLB vs COFS, BWFG, FFMR: Pre-Tax Income Comparison
For the Banks - Regional subindustry, Ponce Financial Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ponce Financial Group Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, Ponce Financial Group's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Ponce Financial Group's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $45.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ponce Financial Group (PDLB) has a Pre-Tax Income of $45.1 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ponce Financial Group and its competitors.
Is Ponce Financial Group's Pre-Tax Income too high?
Ponce Financial Group's current Pre-Tax Income is $45.1 Mil. Overall, Ponce Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's Pre-Tax Income compare to COFS and BWFG?
Ponce Financial Group's Pre-Tax Income of $45.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ponce Financial Group and its competitors. Ponce Financial Group's current Pre-Tax Income is $45.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.29, compared to a current price of $20.57 — trading 34.5% above its estimated fair value. The current Pre-Tax Income is $45.1 Mil. Ponce Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current Pre-Tax Income is $45.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ponce Financial Group (PDLB) Overvalued in 2026?
Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued.
The current stock price of $20.57 is trading 34.5% above its estimated GF Value™ of $15.29.
GuruFocus considers Ponce Financial Group to be Significantly Overvalued.
Key valuation signals for PDLB:
Pre-Tax Income: $45.1 Mil
GF Value™: $15.29 vs. price of $20.57 (34.5% above fair value)
No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
61GF Score
Get the complete analysis for PDLB
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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