PDLB (Ponce Financial Group) Total Assets: $3,300.8 Mil (As of Mar. 2026)


PDLB Ponce Financial Group Inc PDLB
62 GF Score
Price $19.54
GF Value $15.65
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ponce Financial Group Total Assets?

Ponce Financial Group PDLB -0.81% 62 Total Assets is $3,300.8 Mil as of Mar. 2026. GuruFocus rates PDLB with a GF Score™ of 62/100 and a GF Value™ of $15.65 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Ponce Financial Group's Total Assets for the quarter that ended in Mar. 2026 was $3,300.8 Mil.

Warning Sign:

If a company builds assets at 20.8% a year, faster than its revenue growth rate of 5.6% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Ponce Financial Group's average Total Assets Growth Rate was 8.40% per year. During the past 3 years, the average Total Assets Growth Rate was 12.20% per year. During the past 5 years, the average Total Assets Growth Rate was 20.80% per year. During the past 10 years, the average Total Assets Growth Rate was 18.70% per year.

During the past 11 years, Ponce Financial Group's highest 3-Year average Total Assets Growth Rate was 28.40%. The lowest was 12.20%. And the median was 15.60%.

Total Assets is connected with ROA %. Ponce Financial Group's annualized ROA % for the quarter that ended in Mar. 2026 was 1.06%. Total Assets is also linked to Revenue through Asset Turnover. Ponce Financial Group's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.


Ponce Financial Group  (NAS:PDLB) Total Assets Explanation

Total Assets is connected with ROA %.

Ponce Financial Group's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=34.492/( (3223.97+3300.757)/ 2 )
=34.492/3262.3635
=1.06 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Ponce Financial Group's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=30.147/( (3223.97+3300.757)/ 2 )
=30.147/3262.3635
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Ponce Financial Group Total Assets Related Terms


Ponce Financial Group Total Assets Historical Data

* Premium members only.

The historical data trend for Ponce Financial Group's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ponce Financial Group Total Assets Chart

Ponce Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,653.51 2,311.99 2,750.72 3,039.94 3,223.97

Ponce Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,089.84 3,153.87 3,157.08 3,223.97 3,300.76
PDLB
62GF Score
Ponce Financial Group Inc PDLB
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Ponce Financial Group Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Ponce Financial Group's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=541.549+2682.421
=3,224.0

Ponce Financial Group's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=551.363+2749.394
=3,300.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $3,300.8 Mil mean?
Ponce Financial Group (PDLB) has a Total Assets of $3,300.8 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Ponce Financial Group and its competitors.
Is Ponce Financial Group's Total Assets too high?
Ponce Financial Group's current Total Assets is $3,300.8 Mil. Overall, Ponce Financial Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's Total Assets compare to OBT and GCBC?
Ponce Financial Group's Total Assets of $3,300.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Ponce Financial Group and its competitors. Ponce Financial Group's current Total Assets is $3,300.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.65, compared to a current price of $19.54 — trading 24.9% above its estimated fair value. The current Total Assets is $3,300.8 Mil. Ponce Financial Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current Total Assets is $3,300.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ponce Financial Group (PDLB) Overvalued in 2026?

Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued. The current stock price of $19.54 is trading 24.9% above its estimated GF Value™ of $15.65. GuruFocus considers Ponce Financial Group to be Modestly Overvalued.

Key valuation signals for PDLB:

  • Total Assets: $3,300.8 Mil
  • GF Value™: $15.65 vs. price of $19.54 (24.9% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ponce Financial Group Business Description

Address 2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
62GF Score

Get the complete analysis for PDLB

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.54
Price
$15.65
GF Value