PDLB (Ponce Financial Group) Construction Loans (USD Mil): 763.99 (As of Mar. 2026)

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PDLB Ponce Financial Group Inc PDLB
61 GF Score
Price $20.25
GF Value $15.45
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Ponce Financial Group Construction Loans (USD Mil)?

Ponce Financial Group PDLB -1.46% 61 Construction Loans (USD Mil) is 763.99 as of Mar. 2026. GuruFocus rates PDLB with a GF Score™ of 61/100 and a GF Value™ of $15.45 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Ponce Financial Group's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 763.99 , which is lower than 854.10 for the pervious quarter ended in Dec. 2025.

Ponce Financial Group's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 854.10 , which is higher than 733.66 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Ponce Financial Group's Construction Loans (USD Mil) or its related term are showing as below:

Ponce Financial Group Construction Loans (USD Mil) Historical Data

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The historical data trend for Ponce Financial Group's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ponce Financial Group Construction Loans (USD Mil) Chart

Ponce Financial Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Ponce Financial GroupQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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PDLB vs FFMR, BWFG, BSVN: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Ponce Financial Group's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PDLB
61GF Score
Ponce Financial Group Inc PDLB
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 763.99 mean?
Ponce Financial Group (PDLB) has a Construction Loans (USD Mil) of 763.99 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Ponce Financial Group and its competitors.
Is Ponce Financial Group's Construction Loans (USD Mil) too high?
Ponce Financial Group's current Construction Loans (USD Mil) is 763.99. Overall, Ponce Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's Construction Loans (USD Mil) compare to FFMR and BWFG?
Ponce Financial Group's Construction Loans (USD Mil) of 763.99 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Ponce Financial Group and its competitors. Ponce Financial Group's current Construction Loans (USD Mil) is 763.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.45, compared to a current price of $20.25 — trading 31.1% above its estimated fair value. The current Construction Loans (USD Mil) is 763.99. Ponce Financial Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current Construction Loans (USD Mil) is 763.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ponce Financial Group (PDLB) Overvalued in 2026?

Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued. The current stock price of $20.25 is trading 31.1% above its estimated GF Value™ of $15.45. GuruFocus considers Ponce Financial Group to be Significantly Overvalued.

Key valuation signals for PDLB:

  • Construction Loans (USD Mil): 763.99
  • GF Value™: $15.45 vs. price of $20.25 (31.1% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ponce Financial Group Business Description

Address 2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
61GF Score

Get the complete analysis for PDLB

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.25
Price
$15.45
GF Value