PDLB (Ponce Financial Group) Tariff Resilience Score: 8/10 (As of Jun. 26, 2026)


PDLB Ponce Financial Group Inc PDLB
62 GF Score
Price $19.61
GF Value $15.65
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ponce Financial Group Tariff Resilience Score?

Ponce Financial Group PDLB +0.36% 62 Tariff Resilience Score is 8 as of Jun. 26, 2026. GuruFocus rates PDLB with a GF Score™ of 62/100 and a GF Value™ of $15.65 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,606 Banks companies, Ponce Financial Group ranks better than 78.64% on this metric.

Ponce Financial Group has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Ponce Financial Group has Ponce Financial Group, a community bank, has minimal direct exposure to tariffs. Its operations are primarily domestic, and its financial services focus limits vulnerability to international trade issues.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Ponce Financial Group might have Highly Resilient.

Ponce Financial Group  (NAS:PDLB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Ponce Financial Group Tariff Resilience Score Related Terms

PDLB vs OBT, GCBC, COFS: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Ponce Financial Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ponce Financial Group Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Ponce Financial Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Ponce Financial Group's Tariff Resilience Score falls into.


PDLB
62GF Score
Ponce Financial Group Inc PDLB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Ponce Financial Group (PDLB) has a Tariff Resilience Score of 8 as of Jun. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Ponce Financial Group ranks #343 out of 1606 companies in the Banks industry, placing it in the top 21.4%.
Is Ponce Financial Group's Tariff Resilience Score too high?
Ponce Financial Group's current Tariff Resilience Score is 8. Based on the distribution chart, Ponce Financial Group ranks #343 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ponce Financial Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ponce Financial Group's Tariff Resilience Score compare to OBT and GCBC?
According to the Banks industry distribution chart, Ponce Financial Group ranks #343 out of 1606 companies for Tariff Resilience Score. This places Ponce Financial Group in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Ponce Financial Group's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ponce Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ponce Financial Group (PDLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.65, compared to a current price of $19.61 — trading 25.3% above its estimated fair value. The current Tariff Resilience Score is 8. Ponce Financial Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Ponce Financial Group (PDLB), the current Tariff Resilience Score is 8 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ponce Financial Group (PDLB) Overvalued in 2026?

Based on GuruFocus' analysis, Ponce Financial Group stock appears to be overvalued. The current stock price of $19.61 is trading 25.3% above its estimated GF Value™ of $15.65. GuruFocus considers Ponce Financial Group to be Modestly Overvalued.

Key valuation signals for PDLB:

  • Tariff Resilience Score: 8
  • GF Value™: $15.65 vs. price of $19.61 (25.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the PDLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ponce Financial Group Business Description

Address 2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
62GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.61
Price
$15.65
GF Value