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Credit GroupASX:CCP +0.07%87 Operating Cash Flow per Share is A$1.94 as of Jun. 2026. GuruFocus rates ASX:CCP with a GF Score™ of 87/100 and a GF Value™ of A$16.89 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 317 Credit Services companies, Credit Group ranks worse than 315457.1% on this metric.
Credit Group's operating cash flow per share for the
six
months ended in Jun. 2026 was A$1.94.
Credit Group's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was A$1.94.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Credit Group was -94.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for Credit Group's Operating Cash Flow per Share or its related term are showing as below:
During the past 13 years, Credit Group's highest 3-Year average Operating Cash Flow per Share Growth Rate was 114.40% per year. The lowest was -187.90% per year. And the median was 22.00% per year.
ASX:CCP's 3-Year OCF Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 2.5 * Ranked among companies with meaningful 3-Year OCF Growth Rate only.
Credit Group Operating Cash Flow per Share Related Terms
Credit Group Operating Cash Flow per Share Historical Data
* Premium members only.
The historical data trend for Credit Group's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCP vs V, MA, AXP: Operating Cash Flow per Share Comparison
For the Credit Services subindustry, Credit Group's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Group Price-to-Operating-Cash-Flow vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Group's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Credit Group's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$1.94
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of A$1.94 mean?
Credit Group (ASX:CCP) has a Operating Cash Flow per Share of A$1.94 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Credit Group and its competitors. According to the industry distribution chart, Credit Group ranks #999999 out of 317 companies in the Credit Services industry.
Is Credit Group's Operating Cash Flow per Share too high?
Credit Group's current Operating Cash Flow per Share is A$1.94. Based on the distribution chart, Credit Group ranks #999999 out of 317 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Credit Group has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Operating Cash Flow per Share compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #999999 out of 317 companies for Operating Cash Flow per Share. This places Credit Group in the lower half of its industry. The industry median Operating Cash Flow per Share is 2.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Credit Services company?
The median Operating Cash Flow per Share among Credit Services companies is 2.50, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Credit Group and its competitors. For the Credit Services industry, the median Operating Cash Flow per Share is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Group's current Operating Cash Flow per Share is A$1.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Modestly Undervalued. The stock's GF Value™ is A$16.89, compared to a current price of A$13.92 — trading 17.6% below its estimated fair value. The current Operating Cash Flow per Share is A$1.94. Credit Group's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Operating Cash Flow per Share is A$1.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Group (ASX:CCP) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Group stock appears to be undervalued.
The current stock price of A$13.92 is trading 17.6% below its estimated GF Value™ of A$16.89.
GuruFocus considers Credit Group to be Modestly Undervalued.
Key valuation signals for ASX:CCP:
Operating Cash Flow per Share: A$1.94
GF Value™: A$16.89 vs. price of A$13.92 (17.6% below fair value)
No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
87GF Score
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