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Credit GroupASX:CCP -0.98%87 3-Year Dividend Growth Rate is 4.80% as of Jun. 2026, which is 65% below its 10-year median of 13.65. GuruFocus rates ASX:CCP with a GF Score™ of 87/100 and a GF Value™ of A$20.64 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 136 Credit Services companies, Credit Group ranks worse than 58.09% on this metric.
The historical rank and industry rank for Credit Group's 3-Year Dividend Growth Rate or its related term are showing as below:
ASX:CCP'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -37.3 Med: 13.65 Max: 93.1
Current: 4.8
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Credit Group was 93.10% per year. The lowest was -37.30% per year. And the median was 13.65% per year.
ASX:CCP's 3-Year Dividend Growth Rate is ranked worse than 58.09% of 136
companies
in the Credit Services industry
Industry Median: 8.4
vs ASX:CCP: 4.80
During the past 12 months, Credit Group's average Dividends Per Share Growth Rate was 23.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 4.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 6.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 1.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Credit Group was 2.82. The lowest was 0.28. And the median was 0.47.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Credit Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AUD 0.320000
2026-03-17
2026-03-18
2026-03-27
Cash Dividend
semi-annually
AUD:AUD 1.000000
AUD 0.360000
2025-09-15
2025-09-16
2025-09-26
Cash Dividend
semi-annually
AUD:AUD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Credit Group's Dividend Yield (%) for Today is calculated as
Current Share Price is A$14.11.
Credit Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is A$0.68.
During the past 13 years, the highest Dividend Yield of Credit Group was 7.32%. The lowest was 1.06%. And the median was 3.07%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Group 3-Year Dividend Growth Rate Related Terms>
ASX:CCP vs V, MA, AXP: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Credit Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Group 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Group's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Credit Group's 3-Year Dividend Growth Rate falls into.
Credit Group 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 4.80% mean?
Credit Group (ASX:CCP) has a 3-Year Dividend Growth Rate of 4.80% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credit Group and its competitors. This is 65% below median its historical median of 13.65. According to the industry distribution chart, Credit Group ranks #79 out of 136 companies in the Credit Services industry, placing it in the top 58.1%.
Is Credit Group's 3-Year Dividend Growth Rate too high?
Credit Group's current 3-Year Dividend Growth Rate of 4.80% is 65% below median its 10-year median of 13.65. The Credit Services industry median 3-Year Dividend Growth Rate is 8.40. Credit Group's value of 4.80% is 42.9% below this industry median. Based on the distribution chart, Credit Group ranks #79 out of 136 companies in the Credit Services industry, which is below the industry midpoint. Overall, Credit Group has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's 3-Year Dividend Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #79 out of 136 companies for 3-Year Dividend Growth Rate. This places Credit Group in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.40. Credit Group's value of 4.80% is 42.9% below this benchmark. While the company's 10-year median is 13.65 vs. the industry median of 8.40, Credit Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.40, based on 136 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Group's current 3-Year Dividend Growth Rate of 4.80% is 42.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credit Group and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Group's current 3-Year Dividend Growth Rate is 4.80%, which is 65% below median its own 10-year median of 13.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$20.64, compared to a current price of A$14.11 — trading 31.6% below its estimated fair value. The current 3-Year Dividend Growth Rate is 4.80%, which is 65% below median its 10-year median of 13.65 and 42.9% below the Credit Services industry median of 8.40. Credit Group's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current 3-Year Dividend Growth Rate is 4.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Group (ASX:CCP) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Group stock appears to be undervalued.
The current stock price of A$14.11 is trading 31.6% below its estimated GF Value™ of A$20.64.
GuruFocus considers Credit Group to be Significantly Undervalued.
Key valuation signals for ASX:CCP:
3-Year Dividend Growth Rate: 4.80% (65% below median its 10-year median of 13.65)
GF Value™: A$20.64 vs. price of A$14.11 (31.6% below fair value)
Industry Position: 42.9% below the Credit Services median (#79 of 136)
No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
87GF Score
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