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Credit GroupASX:CCP +0.78%87 Days Sales Outstanding is 138.87 as of Jun. 2026, which is 58% below its 10-year median of 328.12. GuruFocus rates ASX:CCP with a GF Score™ of 87/100 and a GF Value™ of A$20.62 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 292 Credit Services companies, Credit Group ranks worse than 71.92% on this metric.
Credit Group's average Accounts Receivable for the
six
months ended in Jun. 2026 was A$255.2 Mil. Credit Group's Revenue for the
six
months ended in Jun. 2026 was A$335.4 Mil.
Hence, Credit Group's Days Sales Outstanding for the
six
months ended in Jun. 2026 was 138.87.
The historical rank and industry rank for Credit Group's Days Sales Outstanding or its related term are showing as below:
ASX:CCP'
s Days Sales Outstanding Range Over the Past 10 Years
Min: 0.54 Med: 328.12 Max: 408.19
Current: 206.41
During the past 13 years, Credit Group's highest Days Sales Outstanding was 408.19. The lowest was 0.54. And the median was 328.12.
ASX:CCP's Days Sales Outstanding is ranked worse than 71.92% of 292
companies
in the Credit Services industry
Industry Median: 41.525
vs ASX:CCP: 206.41
Credit Group's Days Sales Outstanding
declined
from Jun. 2025 (188.65) to Jun. 2026 (138.87).
Credit Group (ASX:CCP) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
Credit Group Days Sales Outstanding Related Terms
Credit Group Days Sales Outstanding Historical Data
* Premium members only.
The historical data trend for Credit Group's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCP vs V, MA, AXP: Days Sales Outstanding Comparison
For the Credit Services subindustry, Credit Group's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Group Days Sales Outstanding vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Group's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where Credit Group's Days Sales Outstanding falls into.
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Days Sales Outstanding of 138.87 mean?
Credit Group (ASX:CCP) has a Days Sales Outstanding of 138.87 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Credit Group and its competitors. This is 58% below median its historical median of 328.12. Over the past decade, Credit Group's Days Sales Outstanding has ranged from 0.54 to 408.19. According to the industry distribution chart, Credit Group ranks #210 out of 292 companies in the Credit Services industry, placing it in the top 71.9%.
Is Credit Group's Days Sales Outstanding too high?
Credit Group's current Days Sales Outstanding of 138.87 is 58% below median its 10-year median of 328.12. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 408.19. The Credit Services industry median Days Sales Outstanding is 41.53. Credit Group's value of 138.87 is 234.4% above this industry median. Based on the distribution chart, Credit Group ranks #210 out of 292 companies in the Credit Services industry, which is below the industry midpoint. Overall, Credit Group has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Days Sales Outstanding compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #210 out of 292 companies for Days Sales Outstanding. This places Credit Group in the lower half of its industry. The industry median Days Sales Outstanding is 41.53. Credit Group's value of 138.87 is 234.4% above this benchmark. Historically, Credit Group's own Days Sales Outstanding has ranged from 0.54 to 408.19 over the past decade. While the company's 10-year median is 328.12 vs. the industry median of 41.53, Credit Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 41.53, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Group's current Days Sales Outstanding of 138.87 is 234.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Credit Group and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 41.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Group's current Days Sales Outstanding is 138.87, which is 58% below median its own 10-year median of 328.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$20.62, compared to a current price of A$14.28 — trading 30.7% below its estimated fair value. The current Days Sales Outstanding is 138.87, which is 58% below median its 10-year median of 328.12 and 234.4% above the Credit Services industry median of 41.53. Credit Group's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Days Sales Outstanding is 138.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Group (ASX:CCP) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Group stock appears to be undervalued.
The current stock price of A$14.28 is trading 30.7% below its estimated GF Value™ of A$20.62.
GuruFocus considers Credit Group to be Significantly Undervalued.
Key valuation signals for ASX:CCP:
Days Sales Outstanding: 138.87 (58% below median its 10-year median of 328.12)
GF Value™: A$20.62 vs. price of A$14.28 (30.7% below fair value)
Industry Position: 234.4% above the Credit Services median (#210 of 292)
No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
87GF Score
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