Credit Group (ASX:CCP) Days Payable: 0.00 (As of Dec. 2025)


ASX:CCP Credit Corp Group Ltd ASX:CCP
84 GF Score
Price A$12.84
GF Value A$22.90
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Credit Group Days Payable?

Credit Group ASX:CCP +0.94% 84 Days Payable is 0.00 as of Dec. 2025. GuruFocus rates ASX:CCP with a GF Score™ of 84/100 and a GF Value™ of A$22.90 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 302 Credit Services companies, Credit Group ranks worse than 331125.5% on this metric.

Credit Group's average Accounts Payable for the six months ended in Dec. 2025 was A$17.3 Mil. Credit Group's Cost of Goods Sold for the six months ended in Dec. 2025 was A$0.0 Mil.

The historical rank and industry rank for Credit Group's Days Payable or its related term are showing as below:

ASX:CCP's Days Payable is not ranked *
in the Credit Services industry.
Industry Median: 33.405
* Ranked among companies with meaningful Days Payable only.

Credit Group's Days Payable stayed the same from Dec. 2024 (0.00) to Dec. 2025 (0.00).


Credit Group Days Payable Historical Data

* Premium members only.

The historical data trend for Credit Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group Days Payable Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASX:CCP vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Credit Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Group Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Credit Group's Days Payable falls into.


ASX:CCP
84GF Score
Credit Corp Group Ltd ASX:CCP
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Credit Group's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (4.658 + 5.037) / 2 ) / 0*365
=4.8475 / 0*365
=N/A

Credit Group's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (5.037 + 29.517) / 2 ) / 0*365 / 2
=17.277 / 0*365 / 2
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 0.00 mean?
Credit Group (ASX:CCP) has a Days Payable of 0.00 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credit Group and its competitors. According to the industry distribution chart, Credit Group ranks #999999 out of 302 companies in the Credit Services industry.
Is Credit Group's Days Payable too high?
Credit Group's current Days Payable is 0.00. Based on the distribution chart, Credit Group ranks #999999 out of 302 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Credit Group has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #999999 out of 302 companies for Days Payable. This places Credit Group in the lower half of its industry. The industry median Days Payable is 33.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credit Group and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Group's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$22.90, compared to a current price of A$12.84 — trading 43.9% below its estimated fair value. The current Days Payable is 0.00. Credit Group's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Days Payable is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (ASX:CCP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of A$12.84 is trading 43.9% below its estimated GF Value™ of A$22.90. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for ASX:CCP:

  • Days Payable: 0.00
  • GF Value™: A$22.90 vs. price of A$12.84 (43.9% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Group Business Description

Other Exchanges 2RC:Germany
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
84GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$12.84
Price
A$22.90
GF Value