Credit Group (ASX:CCP) Total Payout Ratio: 0.49 (As of Jul. 17, 2026)

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ASX:CCP Credit Corp Group Ltd ASX:CCP
88 GF Score
Price A$13.17
GF Value A$23.07
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Credit Group Total Payout Ratio?

Credit Group ASX:CCP -1.72% 88 Total Payout Ratio is 0.49 as of Jul. 17, 2026. GuruFocus rates ASX:CCP with a GF Score™ of 88/100 and a GF Value™ of A$23.07 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Credit Group's current Total Payout Ratio is 0.49.

Credit Group Total Payout Ratio Related Terms

Credit Group Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Credit Group's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group Total Payout Ratio Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.28 0.50 0.44 0.83 -1.22

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.64 0.16 0.35 0.44 0.56

ASX:CCP vs V, MA, AXP: Total Payout Ratio Comparison

For the Credit Services subindustry, Credit Group's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Group Total Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Group's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Credit Group's Total Payout Ratio falls into.


ASX:CCP
88GF Score
Credit Corp Group Ltd ASX:CCP
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Group Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Credit Group's Total Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 151.726 + -37.417) / 94.095
=-1.21

Credit Group's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -24.491) / 44.124
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.49 mean?
Credit Group (ASX:CCP) has a Total Payout Ratio of 0.49 as of Jul. 17, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Credit Group and its competitors.
Is Credit Group's Total Payout Ratio too high?
Credit Group's current Total Payout Ratio is 0.49. Overall, Credit Group has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Total Payout Ratio compare to V and MA?
Credit Group's Total Payout Ratio of 0.49 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Credit Services company?
A good Total Payout Ratio depends on the Credit Services industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Credit Group and its competitors. Credit Group's current Total Payout Ratio is 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$23.07, compared to a current price of A$13.17 — trading 42.9% below its estimated fair value. The current Total Payout Ratio is 0.49. Credit Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Total Payout Ratio is 0.49 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (ASX:CCP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of A$13.17 is trading 42.9% below its estimated GF Value™ of A$23.07. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for ASX:CCP:

  • Total Payout Ratio: 0.49
  • GF Value™: A$23.07 vs. price of A$13.17 (42.9% below fair value)
  • GF Score™: 88/100 with 5 warning signs

No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Group Business Description

Other Exchanges 2RC:Germany
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
88GF Score

Get the complete analysis for ASX:CCP

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$13.17
Price
A$23.07
GF Value