Credit Group (ASX:CCP) Property, Plant and Equipment: A$29.2 Mil (As of Dec. 2025)


ASX:CCP Credit Corp Group Ltd ASX:CCP
84 GF Score
Price A$12.65
GF Value A$22.90
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Credit Group Property, Plant and Equipment?

Credit Group ASX:CCP -1.48% 84 Property, Plant and Equipment is A$29.2 Mil as of Dec. 2025. GuruFocus rates ASX:CCP with a GF Score™ of 84/100 and a GF Value™ of A$22.90 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Credit Group's quarterly net PPE declined from Dec. 2024 (A$28.2 Mil) to Jun. 2025 (A$25.1 Mil) but then increased from Jun. 2025 (A$25.1 Mil) to Dec. 2025 (A$29.2 Mil).

Credit Group's annual net PPE declined from Jun. 2023 (A$31.5 Mil) to Jun. 2024 (A$30.0 Mil) and declined from Jun. 2024 (A$30.0 Mil) to Jun. 2025 (A$25.1 Mil).


Credit Group  (ASX:CCP) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


Credit Group Property, Plant and Equipment Related Terms


Credit Group Property, Plant and Equipment Historical Data

* Premium members only.

The historical data trend for Credit Group's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group Property, Plant and Equipment Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.29 34.30 31.52 30.04 25.10

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.88 30.04 28.25 25.10 29.17
ASX:CCP
84GF Score
Credit Corp Group Ltd ASX:CCP
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Group Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of A$29.2 Mil mean?
Credit Group (ASX:CCP) has a Property, Plant and Equipment of A$29.2 Mil as of Dec. 2025. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Credit Group and its competitors.
Is Credit Group's Property, Plant and Equipment too high?
Credit Group's current Property, Plant and Equipment is A$29.2 Mil. Overall, Credit Group has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Property, Plant and Equipment compare to V and MA?
Credit Group's Property, Plant and Equipment of A$29.2 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Credit Services company?
A good Property, Plant and Equipment depends on the Credit Services industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Credit Group and its competitors. Credit Group's current Property, Plant and Equipment is A$29.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$22.90, compared to a current price of A$12.65 — trading 44.8% below its estimated fair value. The current Property, Plant and Equipment is A$29.2 Mil. Credit Group's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Property, Plant and Equipment is A$29.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (ASX:CCP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of A$12.65 is trading 44.8% below its estimated GF Value™ of A$22.90. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for ASX:CCP:

  • Property, Plant and Equipment: A$29.2 Mil
  • GF Value™: A$22.90 vs. price of A$12.65 (44.8% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Group Business Description

Other Exchanges 2RC:Germany
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
84GF Score

Get the complete analysis for ASX:CCP

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$12.65
Price
A$22.90
GF Value