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Credit GroupASX:CCP +4.79%86 Shiller PE Ratio is 10.06 as of Aug. 22, 2026, which is 58% below its 10-year median of 23.69. GuruFocus rates ASX:CCP with a GF Score™ of 86/100 and a GF Value™ of A$20.59 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 330 Credit Services companies, Credit Group ranks better than 69.39% on this metric.
As of today (2026-08-22), Credit Group's current share price is A$13.99. Credit Group's E10 for the fiscal year that ended in Jun26 was A$1.39. Credit Group's Shiller PE Ratio for today is 10.06.
The historical rank and industry rank for Credit Group's Shiller PE Ratio or its related term are showing as below:
ASX:CCP'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.52 Med: 23.69 Max: 41.59
Current: 9.44
During the past 13 years, Credit Group's highest Shiller PE Ratio was 41.59. The lowest was 7.52. And the median was 23.69.
ASX:CCP's Shiller PE Ratio is ranked better than 69.39% of 330
companies
in the Credit Services industry
Industry Median: 14.04
vs ASX:CCP: 9.44
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Credit Group's adjusted earnings per share data of for the fiscal year that ended in Jun26 was A$1.550. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is A$1.39 for the trailing ten years ended in Jun26.
Shiller PE for Stocks: The True Measure of Stock Valuation
Credit Group (ASX:CCP) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Credit Group Shiller PE Ratio Related Terms
Credit Group Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Credit Group's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCP vs V, MA, AXP: Shiller PE Ratio Comparison
For the Credit Services subindustry, Credit Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Group Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Group's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Credit Group's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Credit Group's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Group's E10 for the fiscal year that ended in Jun26 is calculated as:
For example, Credit Group's adjusted earnings per share data for the fiscal year that ended in Jun26 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Credit Group (ASX:CCP) has a Shiller PE Ratio of 10.06 as of Aug. 22, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credit Group and its competitors. This is 58% below median its historical median of 23.69. Over the past decade, Credit Group's Shiller PE Ratio has ranged from 7.52 to 41.59. According to the industry distribution chart, Credit Group ranks #101 out of 330 companies in the Credit Services industry, placing it in the top 30.6%.
Is Credit Group's Shiller PE Ratio too high?
Credit Group's current Shiller PE Ratio of 10.06 is 58% below median its 10-year median of 23.69. Over the past 10 years, this metric has ranged from a low of 7.52 to a high of 41.59. The Credit Services industry median Shiller PE Ratio is 14.04. Credit Group's value of 10.06 is 28.3% below this industry median. Based on the distribution chart, Credit Group ranks #101 out of 330 companies in the Credit Services industry, which is above the industry midpoint. Overall, Credit Group has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #101 out of 330 companies for Shiller PE Ratio. This puts Credit Group in the upper half of its industry. The industry median Shiller PE Ratio is 14.04. Credit Group's value of 10.06 is 28.3% below this benchmark. Historically, Credit Group's own Shiller PE Ratio has ranged from 7.52 to 41.59 over the past decade. While the company's 10-year median is 23.69 vs. the industry median of 14.04, Credit Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.04, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Group's current Shiller PE Ratio of 10.06 is 28.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credit Group and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Group's current Shiller PE Ratio is 10.06, which is 58% below median its own 10-year median of 23.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$20.59, compared to a current price of A$13.99 — trading 32.1% below its estimated fair value. The current Shiller PE Ratio is 10.06, which is 58% below median its 10-year median of 23.69 and 28.3% below the Credit Services industry median of 14.04. Credit Group's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Shiller PE Ratio is 10.06 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Group (ASX:CCP) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Group stock appears to be undervalued.
The current stock price of A$13.99 is trading 32.1% below its estimated GF Value™ of A$20.59.
GuruFocus considers Credit Group to be Significantly Undervalued.
Key valuation signals for ASX:CCP:
Shiller PE Ratio: 10.06 (58% below median its 10-year median of 23.69)
GF Value™: A$20.59 vs. price of A$13.99 (32.1% below fair value)
Industry Position: 28.3% below the Credit Services median (#101 of 330)
No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
86GF Score
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