The historical rank and industry rank for Credit Group's OCF Margin % or its related term are showing as below:
ASX:CCP'
s OCF Margin % Range Over the Past 10 Years
Min: -27.83 Med: -6.92 Max: 40.41
Current: -0.22
During the past 13 years, the highest OCF Margin % of Credit Group was 40.41%. The lowest was -27.83%. And the median was -6.92%.
ASX:CCP's OCF Margin % is ranked worse than 52.92% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs ASX:CCP: -0.22
Credit Group OCF Margin % Related Terms
Credit Group OCF Margin % Historical Data
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The historical data trend for Credit Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Credit Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Group OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Credit Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Group (ASX:CCP) has a OCF Margin % of -7.82% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Credit Group and its competitors. According to the industry distribution chart, Credit Group ranks #281 out of 531 companies in the Credit Services industry, placing it in the top 52.9%.
Is Credit Group's OCF Margin % too high?
Credit Group's current OCF Margin % is -7.82%. Based on the distribution chart, Credit Group ranks #281 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, Credit Group has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #281 out of 531 companies for OCF Margin %. This places Credit Group in the lower half of its industry. The industry median OCF Margin % is 2.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Credit Group and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Group's current OCF Margin % is -7.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$22.90, compared to a current price of A$12.72 — trading 44.5% below its estimated fair value. The current OCF Margin % is -7.82%. Credit Group's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current OCF Margin % is -7.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Group (ASX:CCP) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Group stock appears to be undervalued.
The current stock price of A$12.72 is trading 44.5% below its estimated GF Value™ of A$22.90.
GuruFocus considers Credit Group to be Significantly Undervalued.
Key valuation signals for ASX:CCP:
OCF Margin %: -7.82%
GF Value™: A$22.90 vs. price of A$12.72 (44.5% below fair value)
No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
84GF Score
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