Credit Group (ASX:CCP) FCF Yield %: -1.25 (As of Jun. 26, 2026)


ASX:CCP Credit Corp Group Ltd ASX:CCP
84 GF Score
Price A$12.72
GF Value A$22.90
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Credit Group FCF Yield %?

Credit Group ASX:CCP +0.79% 84 FCF Yield % is -1.25 as of Jun. 26, 2026. GuruFocus rates ASX:CCP with a GF Score™ of 84/100 and a GF Value™ of A$22.90 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 541 Credit Services companies, Credit Group ranks worse than 52.87% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Credit Group's Trailing 12-Month Free Cash Flow is A$-10.8 Mil, and Market Cap is A$865.8 Mil. Therefore, Credit Group's FCF Yield % for today is -1.25%.

The historical rank and industry rank for Credit Group's FCF Yield % or its related term are showing as below:

ASX:CCP' s FCF Yield % Range Over the Past 10 Years
Min: -11.17   Med: -3.46   Max: 12.15
Current: -1.25


During the past 13 years, the highest FCF Yield % of Credit Group was 12.15%. The lowest was -11.17%. And the median was -3.46%.

ASX:CCP's FCF Yield % is ranked worse than
52.87% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs ASX:CCP: -1.25

Credit Group's FCF Margin % for the quarter that ended in Dec. 2025 was -11.40%.


Credit Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Credit Group FCF Yield % Related Terms


Credit Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Credit Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group FCF Yield % Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.25 -7.57 -6.33 -4.91 5.55

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.82 -4.61 6.15 3.83 -5.94

ASX:CCP vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Credit Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Group FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Credit Group's FCF Yield % falls into.


ASX:CCP
84GF Score
Credit Corp Group Ltd ASX:CCP
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Credit Group's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=51.072 / 920.94651
=5.55%

Credit Group's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-28.414 * 2 / 957.02202
=-5.94%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -1.25 mean?
Credit Group (ASX:CCP) has a FCF Yield % of -1.25 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Credit Group and its competitors. According to the industry distribution chart, Credit Group ranks #286 out of 541 companies in the Credit Services industry, placing it in the top 52.9%.
Is Credit Group's FCF Yield % too high?
Credit Group's current FCF Yield % is -1.25. Based on the distribution chart, Credit Group ranks #286 out of 541 companies in the Credit Services industry, which is below the industry midpoint. Overall, Credit Group has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #286 out of 541 companies for FCF Yield %. This places Credit Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Credit Group and its competitors. Credit Group's current FCF Yield % is -1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$22.90, compared to a current price of A$12.72 — trading 44.5% below its estimated fair value. The current FCF Yield % is -1.25. Credit Group's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current FCF Yield % is -1.25 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (ASX:CCP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of A$12.72 is trading 44.5% below its estimated GF Value™ of A$22.90. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for ASX:CCP:

  • FCF Yield %: -1.25
  • GF Value™: A$22.90 vs. price of A$12.72 (44.5% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Group Business Description

Other Exchanges 2RC:Germany
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
84GF Score

Get the complete analysis for ASX:CCP

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$12.72
Price
A$22.90
GF Value