Credit Group (ASX:CCP) Long-Term Debt: A$465.5 Mil (As of Dec. 2025)


ASX:CCP Credit Corp Group Ltd ASX:CCP
84 GF Score
Price A$12.50
GF Value A$23.00
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Credit Group Long-Term Debt?

Credit Group ASX:CCP -0.56% 84 Long-Term Debt is A$465.5 Mil as of Dec. 2025. GuruFocus rates ASX:CCP with a GF Score™ of 84/100 and a GF Value™ of A$23.00 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Credit Group's Long-Term Debt for the quarter that ended in Dec. 2025 was A$465.5 Mil.

Credit Group's quarterly Long-Term Debt declined from Dec. 2024 (A$417.8 Mil) to Jun. 2025 (A$400.9 Mil) but then increased from Jun. 2025 (A$400.9 Mil) to Dec. 2025 (A$465.5 Mil).

Credit Group's annual Long-Term Debt increased from Jun. 2023 (A$314.2 Mil) to Jun. 2024 (A$384.6 Mil) and increased from Jun. 2024 (A$384.6 Mil) to Jun. 2025 (A$400.9 Mil).

Credit Group  (ASX:CCP) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Credit Group Long-Term Debt Related Terms

Credit Group Long-Term Debt Historical Data

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The historical data trend for Credit Group's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group Long-Term Debt Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.61 128.59 314.21 384.55 400.86

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 368.45 384.55 417.75 400.86 465.48
ASX:CCP
84GF Score
Credit Corp Group Ltd ASX:CCP
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$465.5 Mil mean?
Credit Group (ASX:CCP) has a Long-Term Debt of A$465.5 Mil as of Dec. 2025.
Is Credit Group's Long-Term Debt too high?
Credit Group's current Long-Term Debt is A$465.5 Mil. Overall, Credit Group has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Long-Term Debt compare to V and MA?
Credit Group's Long-Term Debt of A$465.5 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Credit Group's current Long-Term Debt is A$465.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$23.00, compared to a current price of A$12.50 — trading 45.7% below its estimated fair value. The current Long-Term Debt is A$465.5 Mil. Credit Group's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Long-Term Debt is A$465.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (ASX:CCP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of A$12.50 is trading 45.7% below its estimated GF Value™ of A$23.00. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for ASX:CCP:

  • Long-Term Debt: A$465.5 Mil
  • GF Value™: A$23.00 vs. price of A$12.50 (45.7% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Group Business Description

Other Exchanges 2RC:Germany
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
84GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$12.50
Price
A$23.00
GF Value