Credit Group (ASX:CCP) Growth Rank: 8 (As of Jul. 24, 2026) — 11% Below Median

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ASX:CCP Credit Corp Group Ltd ASX:CCP
88 GF Score
Price A$13.77
GF Value A$23.10
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Credit Group Growth Rank?

Credit Group ASX:CCP +2.61% 88 Growth Rank is 8 as of Jul. 24, 2026, which is 11% below its 10-year median of 9.00. GuruFocus rates ASX:CCP with a GF Score™ of 88/100 and a GF Value™ of A$23.10 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Credit Group has the Growth Rank of 8.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

ASX:CCP vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, Credit Group's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Group Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Group's Growth Rank distribution charts can be found below:

* The bar in red indicates where Credit Group's Growth Rank falls into.


ASX:CCP
88GF Score
Credit Corp Group Ltd ASX:CCP
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 8 mean?
Credit Group (ASX:CCP) has a Growth Rank of 8 as of Jul. 24, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Credit Group and its competitors. This is 11% below median its historical median of 9.00. Over the past decade, Credit Group's Growth Rank has ranged from 4.00 to 10.00.
Is Credit Group's Growth Rank too high?
Credit Group's current Growth Rank of 8 is 11% below median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Credit Group has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Growth Rank compare to V and MA?
Credit Group's Growth Rank of 8 can be compared against companies in the Credit Services industry. Historically, Credit Group's own Growth Rank has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Credit Group and its competitors. Credit Group's current Growth Rank is 8, which is 11% below median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (ASX:CCP) is currently considered Significantly Undervalued. The stock's GF Value™ is A$23.10, compared to a current price of A$13.77 — trading 40.4% below its estimated fair value. The current Growth Rank is 8, which is 11% below median its 10-year median of 9.00. Credit Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Credit Group (ASX:CCP), the current Growth Rank is 8 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (ASX:CCP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of A$13.77 is trading 40.4% below its estimated GF Value™ of A$23.10. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for ASX:CCP:

  • Growth Rank: 8 (11% below median its 10-year median of 9.00)
  • GF Value™: A$23.10 vs. price of A$13.77 (40.4% below fair value)
  • GF Score™: 88/100 with 5 warning signs

No single metric tells the full story. See the ASX:CCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Group Business Description

Other Exchanges 2RC:Germany
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
88GF Score

Get the complete analysis for ASX:CCP

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$13.77
Price
A$23.10
GF Value