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Spectrum Talent ManagementNSE:SPECTSTM -0.35%77 Cash Ratio is 0.57 as of Mar. 2026, which is 36% above its 10-year median of 0.42. GuruFocus rates NSE:SPECTSTM with a GF Score™ of 77/100 and a GF Value™ of ₹159.06 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 1,065 Business Services companies, Spectrum Talent Management ranks worse than 52.3% on this metric.
Spectrum Talent Management has a Cash Ratio of 0.57. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Spectrum Talent Management's Cash Ratio or its related term are showing as below:
NSE:SPECTSTM'
s Cash Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.42 Max: 1.32
Current: 0.57
During the past 7 years, Spectrum Talent Management's highest Cash Ratio was 1.32. The lowest was 0.10. And the median was 0.42.
NSE:SPECTSTM's Cash Ratio is ranked worse than 52.3% of 1065
companies
in the Business Services industry
Industry Median: 0.63
vs NSE:SPECTSTM: 0.57
Spectrum Talent Management (NSE:SPECTSTM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Spectrum Talent Management Cash Ratio Related Terms
Spectrum Talent Management Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SPECTSTM vs KFY, RHI, TNET: Cash Ratio Comparison
For the Staffing & Employment Services subindustry, Spectrum Talent Management's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectrum Talent Management Cash Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Spectrum Talent Management's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Spectrum Talent Management's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spectrum Talent Management (NSE:SPECTSTM) has a Cash Ratio of 0.57 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Spectrum Talent Management and its competitors. This is 36% above median its historical median of 0.42. Over the past decade, Spectrum Talent Management's Cash Ratio has ranged from 0.10 to 1.32. According to the industry distribution chart, Spectrum Talent Management ranks #557 out of 1065 companies in the Business Services industry, placing it in the top 52.3%.
Is Spectrum Talent Management's Cash Ratio too high?
Spectrum Talent Management's current Cash Ratio of 0.57 is 36% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.32. The Business Services industry median Cash Ratio is 0.63. Spectrum Talent Management's value of 0.57 is 9.5% below this industry median. Based on the distribution chart, Spectrum Talent Management ranks #557 out of 1065 companies in the Business Services industry, which is below the industry midpoint. Overall, Spectrum Talent Management has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Spectrum Talent Management's Cash Ratio compare to KFY and RHI?
According to the Business Services industry distribution chart, Spectrum Talent Management ranks #557 out of 1065 companies for Cash Ratio. This places Spectrum Talent Management in the lower half of its industry. The industry median Cash Ratio is 0.63. Spectrum Talent Management's value of 0.57 is 9.5% below this benchmark. Historically, Spectrum Talent Management's own Cash Ratio has ranged from 0.10 to 1.32 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.63, Spectrum Talent Management has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Business Services company?
The median Cash Ratio among Business Services companies is 0.63, based on 1,065 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectrum Talent Management's current Cash Ratio of 0.57 is 9.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Spectrum Talent Management and its competitors. For the Business Services industry, the median Cash Ratio is 0.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectrum Talent Management's current Cash Ratio is 0.57, which is 36% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectrum Talent Management stock overvalued right now?
Based on GuruFocus' analysis, Spectrum Talent Management (NSE:SPECTSTM) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹159.06, compared to a current price of ₹57.05 — trading 64.1% below its estimated fair value. The current Cash Ratio is 0.57, which is 36% above median its 10-year median of 0.42 and 9.5% below the Business Services industry median of 0.63. Spectrum Talent Management's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Spectrum Talent Management (NSE:SPECTSTM), the current Cash Ratio is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spectrum Talent Management (NSE:SPECTSTM) Overvalued in 2026?
Based on GuruFocus' analysis, Spectrum Talent Management stock appears to be undervalued.
The current stock price of ₹57.05 is trading 64.1% below its estimated GF Value™ of ₹159.06.
GuruFocus considers Spectrum Talent Management to be Significantly Undervalued.
Key valuation signals for NSE:SPECTSTM:
Cash Ratio: 0.57 (36% above median its 10-year median of 0.42)
GF Value™: ₹159.06 vs. price of ₹57.05 (64.1% below fair value)
Industry Position: 9.5% below the Business Services median (#557 of 1065)
No single metric tells the full story. See the NSE:SPECTSTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spectrum Talent Management Ltd is a renowned human resource and staffing service provider. The company offers a wide array of services such as staffing, recruitment, apprenticeship, Payroll, Onboarding and flexible staffing. It satisfies the firm's staffing, and recruitment needs globally through this specialized rich knowledge. The company's business segment includes Manpower supply, Recruitment and related services, and Electronic goods. The company generates the majority of its revenue from the Manpower supply, Recruitment, and related services segment.
77GF Score
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