Spectrum Talent Management (NSE:SPECTSTM) Interest Coverage: 3.47 (As of Mar. 2026) — 89% Below Median


NSE:SPECTSTM Spectrum Talent Management Ltd NSE:SPECTSTM
58 GF Score
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What is Spectrum Talent Management Interest Coverage?

Spectrum Talent Management NSE:SPECTSTM -4.67% 58 Interest Coverage is 3.47 as of Mar. 2026, which is 89% below its 10-year median of 30.33. GuruFocus rates NSE:SPECTSTM with a GF Score™ of 58/100. The stock has 7 warning signs investors should review. Among 812 Business Services companies, Spectrum Talent Management ranks worse than 76.85% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Spectrum Talent Management's Operating Income for the six months ended in Mar. 2026 was ₹68 Mil. Spectrum Talent Management's Interest Expense for the six months ended in Mar. 2026 was ₹-20 Mil. Spectrum Talent Management's interest coverage for the quarter that ended in Mar. 2026 was 3.47. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Spectrum Talent Management's Interest Coverage or its related term are showing as below:

NSE:SPECTSTM' s Interest Coverage Range Over the Past 10 Years
Min: 3.24   Med: 30.33   Max: 151.71
Current: 3.24


NSE:SPECTSTM's Interest Coverage is ranked worse than
76.85% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs NSE:SPECTSTM: 3.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Spectrum Talent Management  (NSE:SPECTSTM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Spectrum Talent Management Interest Coverage Related Terms


Spectrum Talent Management Interest Coverage Historical Data

* Premium members only.

The historical data trend for Spectrum Talent Management's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Spectrum Talent Management Interest Coverage Chart

Spectrum Talent Management Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 151.71 30.33 15.25 6.07 3.25

Spectrum Talent Management Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 18.04 43.36 2.81 2.95 3.47

NSE:SPECTSTM vs KFY, RHI, TNET: Interest Coverage Comparison

For the Staffing & Employment Services subindustry, Spectrum Talent Management's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Spectrum Talent Management Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Spectrum Talent Management's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Spectrum Talent Management's Interest Coverage falls into.


NSE:SPECTSTM
58GF Score
Spectrum Talent Management Ltd NSE:SPECTSTM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Spectrum Talent Management Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Spectrum Talent Management's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Spectrum Talent Management's Interest Expense was ₹-35 Mil. Its Operating Income was ₹112 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹123 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*112.49/-34.64
=3.25

Spectrum Talent Management's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Spectrum Talent Management's Interest Expense was ₹-20 Mil. Its Operating Income was ₹68 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹123 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*68.01/-19.61
=3.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.47 mean?
Spectrum Talent Management (NSE:SPECTSTM) has a Interest Coverage of 3.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spectrum Talent Management and its competitors. This is 89% below median its historical median of 30.33. Over the past decade, Spectrum Talent Management's Interest Coverage has ranged from 3.24 to 151.71. According to the industry distribution chart, Spectrum Talent Management ranks #624 out of 812 companies in the Business Services industry, placing it in the top 76.8%.
Is Spectrum Talent Management's Interest Coverage too high?
Spectrum Talent Management's current Interest Coverage of 3.47 is 89% below median its 10-year median of 30.33. Over the past 10 years, this metric has ranged from a low of 3.24 to a high of 151.71. The Business Services industry median Interest Coverage is 12.98. Spectrum Talent Management's value of 3.47 is 73.3% below this industry median. Based on the distribution chart, Spectrum Talent Management ranks #624 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Spectrum Talent Management has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Spectrum Talent Management's Interest Coverage compare to KFY and RHI?
According to the Business Services industry distribution chart, Spectrum Talent Management ranks #624 out of 812 companies for Interest Coverage. This places Spectrum Talent Management in the lower half of its industry. The industry median Interest Coverage is 12.98. Spectrum Talent Management's value of 3.47 is 73.3% below this benchmark. Historically, Spectrum Talent Management's own Interest Coverage has ranged from 3.24 to 151.71 over the past decade. While the company's 10-year median is 30.33 vs. the industry median of 12.98, Spectrum Talent Management has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectrum Talent Management's current Interest Coverage of 3.47 is 73.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spectrum Talent Management and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectrum Talent Management's current Interest Coverage is 3.47, which is 89% below median its own 10-year median of 30.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectrum Talent Management stock overvalued right now?
Spectrum Talent Management (NSE:SPECTSTM) has a current Interest Coverage of 3.47. The current Interest Coverage is 3.47, which is 89% below median its 10-year median of 30.33 and 73.3% below the Business Services industry median of 12.98. Spectrum Talent Management's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Spectrum Talent Management (NSE:SPECTSTM), the current Interest Coverage is 3.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Spectrum Talent Management Business Description

Address Gautam Buddha Nagar, Block C, Plot no. C-142, Sector-63, Noida, UP, IND, 201301
Spectrum Talent Management Ltd is a renowned human resource and staffing service provider. The company offers a wide array of services such as staffing, recruitment, apprenticeship, Payroll, Onboarding and flexible staffing. It satisfies the firm's staffing, and recruitment needs globally through this specialized rich knowledge. The company's business segment includes Manpower supply, Recruitment and related services, and Electronic goods. The company generates the majority of its revenue from the Manpower supply, Recruitment, and related services segment.
58GF Score

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