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Spectrum Talent ManagementNSE:SPECTSTM +0.69%78 Cash-to-Debt is 0.14 as of Mar. 2026, which is 87% below its 10-year median of 1.08. GuruFocus rates NSE:SPECTSTM with a GF Score™ of 78/100 and a GF Value™ of ₹162.02 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,070 Business Services companies, Spectrum Talent Management ranks worse than 80.75% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Spectrum Talent Management's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.14.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Spectrum Talent Managementcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Spectrum Talent Management's Cash-to-Debt or its related term are showing as below:
NSE:SPECTSTM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.14 Med: 1.08 Max: 78.32
Current: 0.14
During the past 7 years, Spectrum Talent Management's highest Cash to Debt Ratio was 78.32. The lowest was 0.14. And the median was 1.08.
NSE:SPECTSTM's Cash-to-Debt is ranked worse than 80.75% of 1070
companies
in the Business Services industry
Industry Median: 1.135
vs NSE:SPECTSTM: 0.14
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Spectrum Talent Management Cash-to-Debt Related Terms
Spectrum Talent Management Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:SPECTSTM vs RHI, KFY, TNET: Cash-to-Debt Comparison
For the Staffing & Employment Services subindustry, Spectrum Talent Management's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectrum Talent Management Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Spectrum Talent Management's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Spectrum Talent Management's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spectrum Talent Management (NSE:SPECTSTM) has a Cash-to-Debt of 0.14 as of Mar. 2026. This is 87% below median its historical median of 1.08. Over the past decade, Spectrum Talent Management's Cash-to-Debt has ranged from 0.14 to 78.32. According to the industry distribution chart, Spectrum Talent Management ranks #864 out of 1070 companies in the Business Services industry, placing it in the top 80.7%.
Is Spectrum Talent Management's Cash-to-Debt too high?
Spectrum Talent Management's current Cash-to-Debt of 0.14 is 87% below median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 78.32. The Business Services industry median Cash-to-Debt is 1.14. Spectrum Talent Management's value of 0.14 is 87.7% below this industry median. Based on the distribution chart, Spectrum Talent Management ranks #864 out of 1070 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Spectrum Talent Management has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Spectrum Talent Management's Cash-to-Debt compare to RHI and KFY?
According to the Business Services industry distribution chart, Spectrum Talent Management ranks #864 out of 1070 companies for Cash-to-Debt. This places Spectrum Talent Management in the lower half of its industry. The industry median Cash-to-Debt is 1.14. Spectrum Talent Management's value of 0.14 is 87.7% below this benchmark. Historically, Spectrum Talent Management's own Cash-to-Debt has ranged from 0.14 to 78.32 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 1.14, Spectrum Talent Management has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.14, based on 1,070 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectrum Talent Management's current Cash-to-Debt of 0.14 is 87.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectrum Talent Management's current Cash-to-Debt is 0.14, which is 87% below median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectrum Talent Management stock overvalued right now?
Based on GuruFocus' analysis, Spectrum Talent Management (NSE:SPECTSTM) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹162.02, compared to a current price of ₹58.45 — trading 63.9% below its estimated fair value. The current Cash-to-Debt is 0.14, which is 87% below median its 10-year median of 1.08 and 87.7% below the Business Services industry median of 1.14. Spectrum Talent Management's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Spectrum Talent Management (NSE:SPECTSTM), the current Cash-to-Debt is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spectrum Talent Management (NSE:SPECTSTM) Overvalued in 2026?
Based on GuruFocus' analysis, Spectrum Talent Management stock appears to be undervalued.
The current stock price of ₹58.45 is trading 63.9% below its estimated GF Value™ of ₹162.02.
GuruFocus considers Spectrum Talent Management to be Significantly Undervalued.
Key valuation signals for NSE:SPECTSTM:
Cash-to-Debt: 0.14 (87% below median its 10-year median of 1.08)
GF Value™: ₹162.02 vs. price of ₹58.45 (63.9% below fair value)
Industry Position: 87.7% below the Business Services median (#864 of 1070)
No single metric tells the full story. See the NSE:SPECTSTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spectrum Talent Management Ltd is a renowned human resource and staffing service provider. The company offers a wide array of services such as staffing, recruitment, apprenticeship, Payroll, Onboarding and flexible staffing. It satisfies the firm's staffing, and recruitment needs globally through this specialized rich knowledge. The company's business segment includes Manpower supply, Recruitment and related services, and Electronic goods. The company generates the majority of its revenue from the Manpower supply, Recruitment, and related services segment.
78GF Score
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