PFSI- NYSE (USA) Also traded in: Germany
PennyMac Financial Services Inc Class A

Not Rated

Top Ranked Predictable Companies

$52.29

0.33(0.64%) Volume: 937,186 4:00PM EDT

Avg Vol (1m): 864,817

Warning! GuruFocus has detected 5 Severe Warning Signs with NYSE:PFSI. Click here to check it out.

Market Cap : 3.79 B	Enterprise Value : 9.46 B	P/E (TTM) : 4.54	P/B : 1.70

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PennyMac Financial Services COGS-to-Revenue

: 0.35 (As of Jun. 2020)

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PennyMac Financial Services's Cost of Goods Sold for the three months ended in Jun. 2020 was $287 Mil. Its Revenue for the three months ended in Jun. 2020 was $822 Mil.

PennyMac Financial Services's COGS to Revenue for the three months ended in Jun. 2020 was 0.35.

Cost of Goods Sold is directly linked to profitability of the company through Gross Margin. PennyMac Financial Services's Gross Margin % for the three months ended in Jun. 2020 was 65.03%.

PennyMac Financial Services COGS-to-Revenue Historical Data

* All numbers are in millions except for per share data and ratio. All numbers are in their local exchange's currency.

* Premium members only.

PennyMac Financial Services Annual Data
	Dec10	Dec11	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19
COGS-to-Revenue						0.50	0.48	0.52	0.58	0.53

PennyMac Financial Services Quarterly Data
	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20
COGS-to-Revenue																0.55	0.51	0.50	0.36	0.35

PennyMac Financial Services COGS-to-Revenue Calculation

PennyMac Financial Services's COGS to Revenue for the fiscal year that ended in Dec. 2019 is calculated as

COGS to Revenue	=	Cost of Goods Sold	/	Revenue
	=	785.493	/	1477.404
	=	0.53

PennyMac Financial Services's COGS to Revenue for the quarter that ended in Jun. 2020 is calculated as

COGS to Revenue	=	Cost of Goods Sold	/	Revenue
	=	287.31	/	821.634
	=	0.35

* All numbers are in millions except for per share data and ratio. All numbers are in their local exchange's currency.

PennyMac Financial Services (NYSE:PFSI) COGS-to-Revenue Explanation

Cost of Goods Sold is directly linked to profitability of the company through Gross Margin.

PennyMac Financial Services's Gross Margin % for the three months ended in Jun. 2020 is calculated as:

Gross Margin %	=	1	-	COGS to Revenue
	=	1	-	Cost of Goods Sold / Revenue
	=	1	-	287.31 / 821.634
	=	65.03 %

* All numbers are in millions except for per share data and ratio. All numbers are in their local exchange's currency.

A company that has a moat can usually maintain or even expand their Gross Margin. A company can increase its Gross Margin in two ways. It can increase the prices of the goods it sells and keeps its Cost of Goods Sold unchanged. Or it can keep the sales price unchanged and squeeze its suppliers to reduce the Cost of Goods Sold. Warren Buffett believes businesses with the power to raise prices have moats.

PennyMac Financial Services COGS-to-Revenue Related Terms

PennyMac Financial Services COGS-to-Revenue Headlines

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PennyMac Financial Services COGS-to-Revenue

PennyMac Financial Services COGS-to-Revenue Historical Data

PennyMac Financial Services COGS-to-Revenue Calculation

PennyMac Financial Services COGS-to-Revenue Related Terms

PennyMac Financial Services COGS-to-Revenue Headlines