goeasyEHMEF 71 Current Ratio is 23.15 as of Dec. 2025, which is 49% above its 10-year median of 15.56. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $143.04 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 394 Credit Services companies, goeasy ranks better than 65.74% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. goeasy's current ratio for the quarter that ended in Dec. 2025 was 23.15.
goeasy has a current ratio of 23.15. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for goeasy's Current Ratio or its related term are showing as below:
EHMEF'
s Current Ratio Range Over the Past 10 Years
Min: 4.51 Med: 15.56 Max: 25.67
Current: 23.15
During the past 13 years, goeasy's highest Current Ratio was 25.67. The lowest was 4.51. And the median was 15.56.
EHMEF's Current Ratio is ranked better than 65.74% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs EHMEF: 23.15
goeasy (OTCPK:EHMEF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
goeasy Current Ratio Related Terms
goeasy Current Ratio Historical Data
* Premium members only.
The historical data trend for goeasy's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, goeasy's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
goeasy Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, goeasy's Current Ratio distribution charts can be found below:
* The bar in red indicates where goeasy's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
goeasy (EHMEF) has a Current Ratio of 23.15 as of Dec. 2025. This is 49% above median its historical median of 15.56. Over the past decade, goeasy's Current Ratio has ranged from 4.51 to 25.67. According to the industry distribution chart, goeasy ranks #135 out of 394 companies in the Credit Services industry, placing it in the top 34.3%.
Is goeasy's Current Ratio too high?
goeasy's current Current Ratio of 23.15 is 49% above median its 10-year median of 15.56. Over the past 10 years, this metric has ranged from a low of 4.51 to a high of 25.67. The Credit Services industry median Current Ratio is 4.99. goeasy's value of 23.15 is 364.4% above this industry median. Based on the distribution chart, goeasy ranks #135 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #135 out of 394 companies for Current Ratio. This puts goeasy in the upper half of its industry. The industry median Current Ratio is 4.99. goeasy's value of 23.15 is 364.4% above this benchmark. Historically, goeasy's own Current Ratio has ranged from 4.51 to 25.67 over the past decade. While the company's 10-year median is 15.56 vs. the industry median of 4.99, goeasy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. goeasy's current Current Ratio of 23.15 is 364.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current Current Ratio is 23.15, which is 49% above median its own 10-year median of 15.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $143.04, compared to a current price of $29.75 — trading 79.2% below its estimated fair value. The current Current Ratio is 23.15, which is 49% above median its 10-year median of 15.56 and 364.4% above the Credit Services industry median of 4.99. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For goeasy (EHMEF), the current Current Ratio is 23.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is goeasy (EHMEF) Overvalued in 2026?
Based on GuruFocus' analysis, goeasy stock appears to be undervalued.
The current stock price of $29.75 is trading 79.2% below its estimated GF Value™ of $143.04.
GuruFocus considers goeasy to be Possible Value Trap.
Key valuation signals for EHMEF:
Current Ratio: 23.15 (49% above median its 10-year median of 15.56)
GF Value™: $143.04 vs. price of $29.75 (79.2% below fair value)
Industry Position: 364.4% above the Credit Services median (#135 of 394)
No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score
Get the complete analysis for EHMEF
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