goeasyEHMEF +5.37%71 Net Margin % is -75.58% as of Dec. 2025. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $141.15 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 534 Credit Services companies, goeasy ranks worse than 83.9% on this metric.
Net margin is calculated as Net Income divided by its Revenue. goeasy's Net Income for the
three
months ended in Dec. 2025 was $-245 Mil. goeasy's Revenue for the
three
months ended in Dec. 2025 was $324 Mil. Therefore, goeasy's net margin for the quarter that ended in Dec. 2025 was -75.58%.
The historical rank and industry rank for goeasy's Net Margin % or its related term are showing as below:
EHMEF'
s Net Margin % Range Over the Past 10 Years
Min: -10.51 Med: 12.16 Max: 29.63
Current: -10.51
EHMEF's Net Margin % is ranked worse than 83.9% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs EHMEF: -10.51
goeasy (OTCPK:EHMEF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
goeasy Net Margin % Related Terms
goeasy Net Margin % Historical Data
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The historical data trend for goeasy's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, goeasy's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
goeasy Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, goeasy's Net Margin % distribution charts can be found below:
* The bar in red indicates where goeasy's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
goeasy (EHMEF) has a Net Margin % of -75.58% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on goeasy and its competitors. According to the industry distribution chart, goeasy ranks #448 out of 534 companies in the Credit Services industry, placing it in the top 83.9%.
Is goeasy's Net Margin % too high?
goeasy's current Net Margin % is -75.58%. Based on the distribution chart, goeasy ranks #448 out of 534 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #448 out of 534 companies for Net Margin %. This places goeasy in the lower half of its industry. The industry median Net Margin % is 14.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on goeasy and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current Net Margin % is -75.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $141.15, compared to a current price of $29.60 — trading 79% below its estimated fair value. The current Net Margin % is -75.58%. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For goeasy (EHMEF), the current Net Margin % is -75.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is goeasy (EHMEF) Overvalued in 2026?
Based on GuruFocus' analysis, goeasy stock appears to be undervalued.
The current stock price of $29.60 is trading 79% below its estimated GF Value™ of $141.15.
GuruFocus considers goeasy to be Possible Value Trap.
Key valuation signals for EHMEF:
Net Margin %: -75.58%
GF Value™: $141.15 vs. price of $29.60 (79% below fair value)
No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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