EHMEF (goeasy) E10: $5.06 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EHMEF goeasy Ltd EHMEF
73 GF Score
Price $31.20
GF Value $132.95
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is goeasy E10?

goeasy EHMEF -3.26% 73 E10 is $5.06 as of Jun. 2026. GuruFocus rates EHMEF with a GF Score™ of 73/100 and a GF Value™ of $132.95 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

goeasy's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.684. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $5.06 for the trailing ten years ended in Jun. 2026.

During the past 12 months, goeasy's average E10 Growth Rate was -23.50% per year. During the past 3 years, the average E10 Growth Rate was 10.40% per year. During the past 5 years, the average E10 Growth Rate was 21.70% per year. During the past 10 years, the average E10 Growth Rate was 26.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of goeasy was 115.40% per year. The lowest was 7.40% per year. And the median was 21.65% per year.

As of today (2026-08-19), goeasy's current stock price is $31.20. goeasy's E10 for the quarter that ended in Jun. 2026 was $5.06. goeasy's Shiller PE Ratio of today is 6.17.

During the past 13 years, the highest Shiller PE Ratio of goeasy was 58.67. The lowest was 4.29. And the median was 24.27.


goeasy  (OTCPK:EHMEF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

goeasy's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=31.20/5.06
=6.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of goeasy was 58.67. The lowest was 4.29. And the median was 24.27.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


goeasy E10 Related Terms


goeasy E10 Historical Data

* Premium members only.

The historical data trend for goeasy's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy E10 Chart

goeasy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.46 3.85 5.18 5.75 5.31

goeasy Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.28 6.72 5.31 4.87 5.06

EHMEF vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, goeasy's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


goeasy Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where goeasy's Shiller PE Ratio falls into.


EHMEF
73GF Score
goeasy Ltd EHMEF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

goeasy E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, goeasy's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.684/133.5265*133.5265
=0.684

Current CPI (Jun. 2026) = 133.5265.

goeasy Quarterly Data

per share eps CPI Adj_EPS
201609 0.275 101.765 0.361
201612 0.450 101.449 0.592
201703 0.545 102.634 0.709
201706 0.474 103.029 0.614
201709 0.660 103.345 0.853
201712 0.305 103.345 0.394
201803 0.595 105.004 0.757
201806 0.625 105.557 0.791
201809 0.744 105.636 0.940
201812 0.767 105.399 0.972
201903 0.883 106.979 1.102
201906 0.948 107.690 1.175
201909 0.967 107.611 1.200
201912 0.342 107.769 0.424
202003 1.010 107.927 1.250
202006 1.557 108.401 1.918
202009 1.580 108.164 1.950
202012 2.436 108.559 2.996
202103 5.681 110.298 6.877
202106 0.949 111.720 1.134
202109 2.888 112.905 3.415
202112 2.242 113.774 2.631
202203 1.224 117.646 1.389
202206 1.812 120.806 2.003
202209 2.144 120.648 2.373
202212 1.259 120.964 1.390
202303 2.200 122.702 2.394
202306 2.454 124.203 2.638
202309 2.860 125.230 3.049
202312 3.235 125.072 3.454
202403 2.512 126.258 2.657
202406 2.744 127.522 2.873
202409 3.603 127.285 3.780
202412 2.211 127.364 2.318
202503 1.588 129.181 1.641
202506 4.017 129.892 4.129
202509 1.431 130.287 1.467
202512 -14.766 130.366 -15.124
202603 -2.347 132.262 -2.369
202606 0.684 133.527 0.684

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $5.06 mean?
goeasy (EHMEF) has a E10 of $5.06 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on goeasy and its competitors.
Is goeasy's E10 too high?
goeasy's current E10 is $5.06. Overall, goeasy has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's E10 compare to V and MA?
goeasy's E10 of $5.06 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on goeasy and its competitors. goeasy's current E10 is $5.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $132.95, compared to a current price of $31.20 — trading 76.5% below its estimated fair value. The current E10 is $5.06. goeasy's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For goeasy (EHMEF), the current E10 is $5.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (EHMEF) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of $31.20 is trading 76.5% below its estimated GF Value™ of $132.95. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for EHMEF:

  • E10: $5.06
  • GF Value™: $132.95 vs. price of $31.20 (76.5% below fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


goeasy Business Description

Other Exchanges 1ES:GermanyGSY:Canada
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
73GF Score

Get the complete analysis for EHMEF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.20
Price
$132.95
GF Value