EHMEF (goeasy) Scaled Net Operating Assets: 0.87 (As of Dec. 2025)


EHMEF goeasy Ltd EHMEF
71 GF Score
Price $29.75
GF Value $143.04
Valuation Possible Value Trap
! 7 Warning Signs
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What is goeasy Scaled Net Operating Assets?

goeasy EHMEF 71 Scaled Net Operating Assets is 0.87 as of Dec. 2025. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $143.04 (Possible Value Trap). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

goeasy's operating assets for the quarter that ended in Dec. 2025 was $4,102 Mil. goeasy's operating liabilities for the quarter that ended in Dec. 2025 was $205 Mil. goeasy's Total Assets for the quarter that ended in Sep. 2025 was $4,485 Mil. Therefore, goeasy's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.87.


goeasy Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for goeasy's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy Scaled Net Operating Assets Chart

goeasy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 1.14 1.20 1.07 1.07

goeasy Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.93 1.02 0.96 0.87

EHMEF vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, goeasy's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


goeasy Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where goeasy's Scaled Net Operating Assets falls into.


EHMEF
71GF Score
goeasy Ltd EHMEF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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goeasy Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

goeasy's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(4101.881-204.76)/3657.638
=1.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=4173.98 - 72.099
=4101.881

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3557.51 - 3352.75 - 0
=204.76

goeasy's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(4101.881-204.76)/4484.849
=0.87

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=4173.98 - 72.099
=4101.881

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3557.51 - 3352.75 - 0
=204.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.87 mean?
goeasy (EHMEF) has a Scaled Net Operating Assets of 0.87 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on goeasy and its competitors.
Is goeasy's Scaled Net Operating Assets too high?
goeasy's current Scaled Net Operating Assets is 0.87. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Scaled Net Operating Assets compare to V and MA?
goeasy's Scaled Net Operating Assets of 0.87 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on goeasy and its competitors. goeasy's current Scaled Net Operating Assets is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $143.04, compared to a current price of $29.75 — trading 79.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.87. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For goeasy (EHMEF), the current Scaled Net Operating Assets is 0.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (EHMEF) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of $29.75 is trading 79.2% below its estimated GF Value™ of $143.04. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for EHMEF:

  • Scaled Net Operating Assets: 0.87
  • GF Value™: $143.04 vs. price of $29.75 (79.2% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


goeasy Business Description

Other Exchanges 1ES:GermanyGSY:Canada
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.75
Price
$143.04
GF Value