EHMEF (goeasy) OCF Margin %: -49.91% (As of Dec. 2025)


EHMEF goeasy Ltd EHMEF
71 GF Score
Price $29.60
GF Value $141.15
Valuation Possible Value Trap
! 7 Warning Signs
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What is goeasy OCF Margin %?

goeasy EHMEF +5.37% 71 OCF Margin % is -49.91% as of Dec. 2025. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $141.15 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 531 Credit Services companies, goeasy ranks worse than 75.52% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. goeasy's Cash Flow from Operations for the three months ended in Dec. 2025 was $-162 Mil. goeasy's Revenue for the three months ended in Dec. 2025 was $324 Mil. Therefore, goeasy's OCF Margin % for the quarter that ended in Dec. 2025 was -49.91%.

As of today, goeasy's current OCF Yield % is -129.82%.

The historical rank and industry rank for goeasy's OCF Margin % or its related term are showing as below:

EHMEF' s OCF Margin % Range Over the Past 10 Years
Min: -50.37   Med: -28.21   Max: 44.12
Current: -50.5


During the past 13 years, the highest OCF Margin % of goeasy was 44.12%. The lowest was -50.37%. And the median was -28.21%.

EHMEF's OCF Margin % is ranked worse than
75.52% of 531 companies
in the Credit Services industry
Industry Median: 2.61 vs EHMEF: -50.50


goeasy OCF Margin % Related Terms


goeasy OCF Margin % Historical Data

* Premium members only.

The historical data trend for goeasy's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy OCF Margin % Chart

goeasy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.54 -49.63 -37.86 -30.84 -50.37

goeasy Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.14 -40.62 -66.57 -44.11 -49.91

EHMEF vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, goeasy's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


goeasy OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's OCF Margin % distribution charts can be found below:

* The bar in red indicates where goeasy's OCF Margin % falls into.


EHMEF
71GF Score
goeasy Ltd EHMEF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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goeasy OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

goeasy's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-619.513/1230.003
=-50.37 %

goeasy's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-161.522/323.597
=-49.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -49.91% mean?
goeasy (EHMEF) has a OCF Margin % of -49.91% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on goeasy and its competitors. According to the industry distribution chart, goeasy ranks #401 out of 531 companies in the Credit Services industry, placing it in the top 75.5%.
Is goeasy's OCF Margin % too high?
goeasy's current OCF Margin % is -49.91%. Based on the distribution chart, goeasy ranks #401 out of 531 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #401 out of 531 companies for OCF Margin %. This places goeasy in the lower half of its industry. The industry median OCF Margin % is 2.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.61, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on goeasy and its competitors. For the Credit Services industry, the median OCF Margin % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current OCF Margin % is -49.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $141.15, compared to a current price of $29.60 — trading 79% below its estimated fair value. The current OCF Margin % is -49.91%. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For goeasy (EHMEF), the current OCF Margin % is -49.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (EHMEF) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of $29.60 is trading 79% below its estimated GF Value™ of $141.15. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for EHMEF:

  • OCF Margin %: -49.91%
  • GF Value™: $141.15 vs. price of $29.60 (79% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


goeasy Business Description

Other Exchanges 1ES:GermanyGSY:Canada
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score

Get the complete analysis for EHMEF

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.60
Price
$141.15
GF Value