goeasyEHMEF +5.37%71 FCF Margin % is -51.75% as of Dec. 2025. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $141.13 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 531 Credit Services companies, goeasy ranks worse than 74.58% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. goeasy's Free Cash Flow for the
three
months ended in Dec. 2025 was $-167 Mil. goeasy's Revenue for the
three
months ended in Dec. 2025 was $324 Mil. Therefore, goeasy's FCF Margin % for the quarter that ended in Dec. 2025 was -51.75%.
The historical rank and industry rank for goeasy's FCF Margin % or its related term are showing as below:
EHMEF'
s FCF Margin % Range Over the Past 10 Years
Min: -52.36 Med: -30.21 Max: 30.03
Current: -51.81
During the past 13 years, the highest FCF Margin % of goeasy was 30.03%. The lowest was -52.36%. And the median was -30.21%.
EHMEF's FCF Margin % is ranked worse than 74.58% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs EHMEF: -51.81
goeasy FCF Margin % Related Terms
goeasy FCF Margin % Historical Data
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The historical data trend for goeasy's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, goeasy's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
goeasy FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, goeasy's FCF Margin % distribution charts can be found below:
* The bar in red indicates where goeasy's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
goeasy (EHMEF) has a FCF Margin % of -51.75% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on goeasy and its competitors. According to the industry distribution chart, goeasy ranks #396 out of 531 companies in the Credit Services industry, placing it in the top 74.6%.
Is goeasy's FCF Margin % too high?
goeasy's current FCF Margin % is -51.75%. Based on the distribution chart, goeasy ranks #396 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #396 out of 531 companies for FCF Margin %. This places goeasy in the lower half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on goeasy and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current FCF Margin % is -51.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $141.13, compared to a current price of $29.60 — trading 79% below its estimated fair value. The current FCF Margin % is -51.75%. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For goeasy (EHMEF), the current FCF Margin % is -51.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is goeasy (EHMEF) Overvalued in 2026?
Based on GuruFocus' analysis, goeasy stock appears to be undervalued.
The current stock price of $29.60 is trading 79% below its estimated GF Value™ of $141.13.
GuruFocus considers goeasy to be Possible Value Trap.
Key valuation signals for EHMEF:
FCF Margin %: -51.75%
GF Value™: $141.13 vs. price of $29.60 (79% below fair value)
No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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