EHMEF (goeasy) ROE % Adjusted to Book Value: -52.17% (As of Dec. 2025)


EHMEF goeasy Ltd EHMEF
71 GF Score
Price $29.75
GF Value $143.04
Valuation Possible Value Trap
! 7 Warning Signs
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What is goeasy ROE % Adjusted to Book Value?

goeasy EHMEF 71 ROE % Adjusted to Book Value is -52.17% as of Dec. 2025. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $143.04 (Possible Value Trap). The stock has 7 warning signs investors should review.

goeasy's ROE % for the quarter that ended in Dec. 2025 was -129.91%. goeasy's PB Ratio for the quarter that ended in Dec. 2025 was 2.49. goeasy's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was -52.17%.

goeasy ROE % Adjusted to Book Value Related Terms

goeasy ROE % Adjusted to Book Value Historical Data

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The historical data trend for goeasy's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy ROE % Adjusted to Book Value Chart

goeasy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.74 8.42 10.33 9.98 -7.18

goeasy Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.84 6.34 14.48 4.81 -52.17

EHMEF vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, goeasy's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

goeasy ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where goeasy's ROE % Adjusted to Book Value falls into.


EHMEF
71GF Score
goeasy Ltd EHMEF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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goeasy ROE % Adjusted to Book Value Calculation

goeasy's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-17.88% / 2.49
=-7.18%

goeasy's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-129.91% / 2.49
=-52.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -52.17% mean?
goeasy (EHMEF) has a ROE % Adjusted to Book Value of -52.17% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on goeasy and its competitors.
Is goeasy's ROE % Adjusted to Book Value too high?
goeasy's current ROE % Adjusted to Book Value is -52.17%. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's ROE % Adjusted to Book Value compare to V and MA?
goeasy's ROE % Adjusted to Book Value of -52.17% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on goeasy and its competitors. goeasy's current ROE % Adjusted to Book Value is -52.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $143.04, compared to a current price of $29.75 — trading 79.2% below its estimated fair value. The current ROE % Adjusted to Book Value is -52.17%. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For goeasy (EHMEF), the current ROE % Adjusted to Book Value is -52.17% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (EHMEF) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of $29.75 is trading 79.2% below its estimated GF Value™ of $143.04. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for EHMEF:

  • ROE % Adjusted to Book Value: -52.17%
  • GF Value™: $143.04 vs. price of $29.75 (79.2% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

goeasy Business Description

Other Exchanges 1ES:GermanyGSY:Canada
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.75
Price
$143.04
GF Value