goeasyEHMEF +5.37%71 EBITDA Margin % is 61.52% as of Dec. 2025, which is 9% above its 10-year median of 56.52. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $141.15 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 414 Credit Services companies, goeasy ranks better than 86.47% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. goeasy's EBITDA for the
three
months ended in Dec. 2025 was $199 Mil. goeasy's Revenue for the
three
months ended in Dec. 2025 was $324 Mil. Therefore, goeasy's EBITDA margin for the quarter that ended in Dec. 2025 was 61.52%.
goeasy (OTCPK:EHMEF) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
goeasy EBITDA Margin % Related Terms
goeasy EBITDA Margin % Historical Data
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The historical data trend for goeasy's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, goeasy's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
goeasy EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, goeasy's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where goeasy's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
goeasy (EHMEF) has a EBITDA Margin % of 61.52% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on goeasy and its competitors. This is near median its historical median of 56.52. Over the past decade, goeasy's EBITDA Margin % has ranged from 43.21 to 60.63. According to the industry distribution chart, goeasy ranks #56 out of 414 companies in the Credit Services industry, placing it in the top 13.5%.
Is goeasy's EBITDA Margin % too high?
goeasy's current EBITDA Margin % of 61.52% is near median its 10-year median of 56.52. Over the past 10 years, this metric has ranged from a low of 43.21 to a high of 60.63. The Credit Services industry median EBITDA Margin % is 20.91. goeasy's value of 61.52% is 194.2% above this industry median. Based on the distribution chart, goeasy ranks #56 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #56 out of 414 companies for EBITDA Margin %. This places goeasy in the top 14% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 20.91. goeasy's value of 61.52% is 194.2% above this benchmark. Historically, goeasy's own EBITDA Margin % has ranged from 43.21 to 60.63 over the past decade. While the company's 10-year median is 56.52 vs. the industry median of 20.91, goeasy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. goeasy's current EBITDA Margin % of 61.52% is 194.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on goeasy and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current EBITDA Margin % is 61.52%, which is near median its own 10-year median of 56.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $141.15, compared to a current price of $29.60 — trading 79% below its estimated fair value. The current EBITDA Margin % is 61.52%, which is near median its 10-year median of 56.52 and 194.2% above the Credit Services industry median of 20.91. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For goeasy (EHMEF), the current EBITDA Margin % is 61.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is goeasy (EHMEF) Overvalued in 2026?
Based on GuruFocus' analysis, goeasy stock appears to be undervalued.
The current stock price of $29.60 is trading 79% below its estimated GF Value™ of $141.15.
GuruFocus considers goeasy to be Possible Value Trap.
Key valuation signals for EHMEF:
EBITDA Margin %: 61.52% (near median its 10-year median of 56.52)
GF Value™: $141.15 vs. price of $29.60 (79% below fair value)
Industry Position: 194.2% above the Credit Services median (#56 of 414)
No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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