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goeasyEHMEF 71 5-Year Yield-on-Cost % is 26.47 as of Jul. 19, 2026, which is 292% above its 10-year median of 6.76. GuruFocus rates EHMEF with a GF Score™ of 71/100 and a GF Value™ of $138.94 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 211 Credit Services companies, goeasy ranks better than 97.16% on this metric.
goeasy's yield on cost for the quarter that ended in Dec. 2025 was 26.47.
The historical rank and industry rank for goeasy's 5-Year Yield-on-Cost % or its related term are showing as below:
EHMEF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.05 Med: 6.76 Max: 58.24
Current: 26.47
During the past 13 years, goeasy's highest Yield on Cost was 58.24. The lowest was 3.05. And the median was 6.76.
EHMEF's 5-Year Yield-on-Cost % is ranked better than 97.16% of 211
companies
in the Credit Services industry
Industry Median: 4.55
vs EHMEF: 26.47
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
goeasy 5-Year Yield-on-Cost % Related Terms
EHMEF vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, goeasy's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
goeasy 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, goeasy's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where goeasy's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of goeasy is calculated as
goeasy (EHMEF) has a 5-Year Yield-on-Cost % of 26.47 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on goeasy and its competitors. This is 292% above median its historical median of 6.76. Over the past decade, goeasy's 5-Year Yield-on-Cost % has ranged from 3.05 to 58.24. According to the industry distribution chart, goeasy ranks #6 out of 211 companies in the Credit Services industry, placing it in the top 2.8%.
Is goeasy's 5-Year Yield-on-Cost % too high?
goeasy's current 5-Year Yield-on-Cost % of 26.47 is 292% above median its 10-year median of 6.76. Over the past 10 years, this metric has ranged from a low of 3.05 to a high of 58.24. The Credit Services industry median 5-Year Yield-on-Cost % is 4.55. goeasy's value of 26.47 is 481.8% above this industry median. Based on the distribution chart, goeasy ranks #6 out of 211 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, goeasy has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #6 out of 211 companies for 5-Year Yield-on-Cost %. This places goeasy in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.55. goeasy's value of 26.47 is 481.8% above this benchmark. Historically, goeasy's own 5-Year Yield-on-Cost % has ranged from 3.05 to 58.24 over the past decade. While the company's 10-year median is 6.76 vs. the industry median of 4.55, goeasy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. goeasy's current 5-Year Yield-on-Cost % of 26.47 is 481.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on goeasy and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current 5-Year Yield-on-Cost % is 26.47, which is 292% above median its own 10-year median of 6.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (EHMEF) is currently considered Possible Value Trap. The stock's GF Value™ is $138.94, compared to a current price of $35.76 — trading 74.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 26.47, which is 292% above median its 10-year median of 6.76 and 481.8% above the Credit Services industry median of 4.55. goeasy's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For goeasy (EHMEF), the current 5-Year Yield-on-Cost % is 26.47 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is goeasy (EHMEF) Overvalued in 2026?
Based on GuruFocus' analysis, goeasy stock appears to be undervalued.
The current stock price of $35.76 is trading 74.3% below its estimated GF Value™ of $138.94.
GuruFocus considers goeasy to be Possible Value Trap.
Key valuation signals for EHMEF:
5-Year Yield-on-Cost %: 26.47 (292% above median its 10-year median of 6.76)
GF Value™: $138.94 vs. price of $35.76 (74.3% below fair value)
Industry Position: 481.8% above the Credit Services median (#6 of 211)
No single metric tells the full story. See the EHMEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
71GF Score
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